USDA and FHA Pro and Con in Lead, Lawrence County, SD
In 2025, the USDA loan limit for Lead, located in Lawrence county, SD, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, assessing what income, credit, reserves, and documents are needed for qualification. Our modern mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Lead, County of Lawrence, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Lead, SD
Lendersa® aims to swiftly connect you with the best USDA or FHA loans without hassle. Begin with one of three initial steps that align you with matching lenders and suitable USDA programs.
A USDA home loan, also termed USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. These loans are designed for rural areas and have no down payment, unlike FHA loans requiring a minimum of 3.5% down payment.
Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve
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Impact Credit Union is to help YOU, our member-owners, to manage your financial lives while running a stable credit union by: choosing always to do what is right, caring about your needs, providing financial education, quality products and services that benefit you because we are the stewards of your credit union – and it is your money.
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Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.
