USDA and FHA Pro and Con in Sturgis, Meade County, SD

In 2025, the USDA loan limit in Sturgis, county of Meade, SD rests at $336,500, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to examine today's optimal USDA versus FHA rates. This tool evaluates necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, helping determine which program in is best suited for your financial needs.

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Comprehensive 2025 Loan Limits and Downpayment Details in Sturgis, County of Meade, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Understanding USDA and FHA Loan Options in Sturgis, SD

Lendersa® works to provide you the best USDA or FHA loan quickly and efficiently. Choose from three starting points for aligning with matched lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in SD?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, no down payment is necessary for USDA mortgages.

Employing Lendersa®'s cutting-edge mortgage tools allows for a thorough comparison of loan limits and requisite downpayments for USDA, FHA, and conventional home loans. Our platform supports the selection process for loan programs best fitting your financial ambitions within Meade county—facilitating a straightforward and efficient application process.

Enter your location to find out if it qualifies for USDA rural housing loan?



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