In 2025, the USDA loan limit in Sturgis, county of Meade, SD rests at $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's optimal USDA versus FHA rates. This tool evaluates necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, helping determine which program in is best suited for your financial needs.
Comprehensive 2025 Loan Limits and Downpayment Details in Sturgis, County of Meade, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Sturgis, SD
Lendersa® works to provide you the best USDA or FHA loan quickly and efficiently. Choose from three starting points for aligning with matched lenders and exploring USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, no down payment is necessary for USDA mortgages.
Employing Lendersa®'s cutting-edge mortgage tools allows for a thorough comparison of loan limits and requisite downpayments for USDA, FHA, and conventional home loans. Our platform supports the selection process for loan programs best fitting your financial ambitions within Meade county—facilitating a straightforward and efficient application process.
100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.
GAF Linden Employees Federal Credit Union has been open since 1937. The credit union has assets totaling $6.03 Million and provides banking services to more than 500 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves chemical industry employees.
Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
959 Route 46 East, Suite 401, Parsippany, NJ, 07054
HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs
959 Route 46 East, Suite 401, Parsippany, NJ, 07054
Kwik Mortgage was founded in 1998 with a commitment to break down the barriers to owning a home & educating homeowners. Kwik Mortgage has helped hundreds of families find ways to accomplish their home ownership needs whether buying a first home or refinancing your current loan. Customizing a mortgage to suit your family’s specific needs is an art.
eLEND® is a National mortgage lender that utilizes technology in ways that simplifies the home loan process. From e-signatures for your disclosures to online status updates of your loan, eLEND® will change the way you think of the cumbersome mortgage process. eLEND® believes in speed and transparency as the way to ultimate customer satisfaction.
H&R Funding, LLC has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced Mortgage Loan Originators are specially trained professionals who will use their experience
