During 2025, the USDA loan threshold for Mitchell in the county of Davison, SD is $336,500, whereas the FHA limit stands at $472,030 for single-family homes.
Leverage the Lendersa® USDA loan calculator to scrutinize current USDA versus FHA rates, assisting you in determining the necessary income, credit, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans to aid decision-making for your specific financial scenario in
Contrast loan offers from a range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to provide you with the most favorable USDA or FHA loan quickly and without complication. Choose one of the three starting points below to connect with lenders and explore USDA lending options.
A USDA home loan, also recognized as a USDA rural development loan or mortgage, is a government-backed loan by the Department of Agriculture, tailored for rural areas. Contrasted with FHA loans, which require at least a 3.5% payment down, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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