In 2025, the USDA loan limit in Spearfish, county of Lawrence, SD, is set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's competitive USDA and FHA rates, thereby measuring the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, assisting in the choice of the ideal program for your financial needs in .
2025 Loan Caps and Downpayment Details in Spearfish, County of Lawrence, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Selecting USDA and FHA Loan Options in Spearfish, SD
The primary goal of Lendersa® is to facilitate access to top-notch USDA or FHA loans swiftly and seamlessly. Select one of three starting paths tailored to align you with suitable lenders and USDA loan solutions.
The USDA home loan, officially coined as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is exclusive to rural regions. Contrastingly, FHA loans need a down payment of at least 3.5%, whereas USDA loans require none.
By using Lendersa®'s sophisticated mortgage tools, you can accurately assess various loan limits and downpayment conditions to determine the best fit for your financial goals in the county of Lawrence. Prepare thoroughly for a seamless application journey.
We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.
Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
Whitewater Community Credit Union was originally charted in 1954 by the employees of the National Lead Company (Fernald) in Ross, Ohio. Although the Fernald facility changed names and management through out the years, the credit union remained a constant. In 2002, as closure of Fernald grew closer, the State of Ohio
At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
