In 2025, the USDA loan limit in Spearfish, county of Lawrence, SD, is set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's competitive USDA and FHA rates, thereby measuring the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, assisting in the choice of the ideal program for your financial needs in .
2025 Loan Caps and Downpayment Details in Spearfish, County of Lawrence, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Selecting USDA and FHA Loan Options in Spearfish, SD
The primary goal of Lendersa® is to facilitate access to top-notch USDA or FHA loans swiftly and seamlessly. Select one of three starting paths tailored to align you with suitable lenders and USDA loan solutions.
The USDA home loan, officially coined as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is exclusive to rural regions. Contrastingly, FHA loans need a down payment of at least 3.5%, whereas USDA loans require none.
By using Lendersa®'s sophisticated mortgage tools, you can accurately assess various loan limits and downpayment conditions to determine the best fit for your financial goals in the county of Lawrence. Prepare thoroughly for a seamless application journey.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088
Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.
PGPresents is an independent student loan consulting company providing educational debt management help for student loan borrowers. PGPresents specializes in helping recent medical school graduates develop repayment strategies as they transition into residency programs.
While the majority of clients are graduates of medical
Core Mortgage Services, LLC brings a refreshing and innovative approach to mortgage lending through diverse and coveted loan product availability. Our team of experts are ready to help you find the ideal mortgage for your situation. We serve all areas of Pennsylvania, Virginia, West Virginia, and Florida
999 North Loyalsock Avenue, Suite A, Montoursville, PA, 17754
The Montoursville Area FCU is a member owned & operated, not for profit financial cooperative striving to meet the financial needs of its members. The mission of our credit union is to serve our members needs by providing competitive rates for savings and loans. We will seek to maintain the financial stability and steady growth of our organization.
110 N Anderson Rd, Suite 118, Rock Hill, SC, 29730
First Heritage Credit is the perfect place to start a career in Consumer Finance. With operations in 100+ branch offices in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, we’re looking for motivated and customer-focused individuals to start a career with us. Our goal is to help our customers achieve their goals.
742 N. Anderson Rd, Suite 118, Rock Hill, SC, 29730
Qualfirst Mortgage is a full-service mortgage brokerage firm, covering North and South Carolina, that is partnered with America's best Mortgage Lenders. We will provide to you the best service, best turnaround times, lowest rate and most flexible mortgage loan products and Qualfirst Mortgage has 30 years of lending experience
Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
