USDA Vs. FHA Pro and Con comparison in Ashland-City, Cheatham County, TN

For 2026, the USDA loan limit in Ashland-City, in Cheatham County, TN, is $469,200. The FHA limit for single-family homes is $586,500.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, determining income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the optimal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Ashland-City, Cheatham County, TN

Loan Type Loan Limit Down Payment
USDA $469,200 0%
FHA $586,500 3.5%
Conventional Conforming $586,500 3%

USDA and FHA Loan Options in Ashland-City, TN

Lendersa®'s goal is to promptly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Matching results from Lendersa USDA loan requests

Understanding USDA Loans in TN

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • THE RATE KINGS MORTGAGE LLC
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  • Brandywine Capital Advisors, LLC
  • 100 South Church Street, West Chester, PA, 19382
  • Brandywine Capital is an experienced full service equipment lease and finance provider. We are driven by an entrepreneurial vision of resources, solutions and integrity. We have long standing relationships with financial institutions and customers for which we provide customized solutions and exceptional service.

  • Distinctive Mortgages
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  • Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.

  • Mortgages By Noone, LLC
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  • Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools

  • Minnesota Financial Solutions, LLC
  • 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
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  • Empowerment Community Development Federal Credit Union
  • 6011 West Orem, Houston, TX, 77085
  • Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members

  • Call A Friend Financial Services LLC
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  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • First State Bank
  • PO Box 65, Hordville, NE, 68846
  • First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.