USDA and FHA Pro and Con in Ashland-City, Cheatham County, TN

For 2026, the USDA loan limit in Ashland-City, in Cheatham County, TN, is $469,200. The FHA limit for single-family homes is $586,500.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, determining income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the optimal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Ashland-City, Cheatham County, TN

Loan Type Loan Limit Down Payment
USDA $469,200 0%
FHA $586,500 3.5%
Conventional Conforming $586,500 3%

USDA and FHA Loan Options in Ashland-City, TN

Lendersa®'s goal is to promptly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Matching results from Lendersa USDA loan requests

Understanding USDA Loans in TN

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Ashland-City Lenders

  • AJM Mortgage Solutions
  • 258 Village Square, Suite 200, Pleasant View, TN, 37146
  • Lends in Tennessee
  • AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified

  • Tennessee Trust Mortgage, Inc
  • 6398 US-41 ALT, Pleasant View, TN, 37146
  • Lends in Tennessee
  • Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers

  • Equity Plus Mortgage Inc
  • 4121 Clarksville Pike, Nashville, TN, 37218
  • Lends in Tennessee
  • Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.

  • Nashville Mortgage Company
  • 700 Centerpoint Lane, Nashville, TN, 37209
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Bringing over 10 years of experience in the mortgage industry to our clients, Nashville Mortgage Company is excited to bring our mission and expertise to our clients in Middle Tennessee markets. We are committed to ensuring our clients have access to rates.

  • Tennessee Employees Credit Union
  • 220 French Landing Drive, Nashville, TN, 37228
  • Lends in Tennessee
  • Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Parthenon Federal Credit Union
  • 2204 Rosa L Parks Boulevard, Nashville, TN, 37228
  • Lends in Tennessee
  • Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.

  • Pathway Lending
  • 201 Venture Circle, Nashville, TN, 37228
  • Lends in Tennessee
  • Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.

  • Affordable Housing Resources
  • 50 Vantage Way, Suite 107, Nashville, TN, 37228
  • Lends in Tennessee
  • Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families

  • VOULUNTEER MORTGAGE GROUP
  • 1 Vantage Way, Suite E240, Nashville, TN, 37228
  • Lends in Tennessee
  • Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.