USDA Vs. FHA your options comparison in Coopertown, Robertson County, TN

In 2025, the USDA loan limit for Coopertown, in Robertson County, TN, is $555,600, while the FHA limit for single-family homes is $890,100.

Utilize the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates. It helps identify needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in selecting the perfect plan for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Coopertown, Robertson County, TN

Loan Type Loan Limit Down Payment
USDA $555,600 0%
FHA $890,100 3.5%
Conventional Conforming $890,100 3%

USDA and FHA Loan Opportunities in Coopertown, TN

The purpose of Lendersa® is to quickly secure the best USDA or FHA loan tailored to you, with no hassle. Start with one of three pathways to find matching lenders and USDA loan programs.

Outcomes of Lendersa USDA loan requests

What Defines a USDA Loan in TN?

A USDA home loan, backed by the Department of Agriculture and commonly called a USDA rural development loan, is exclusively available in rural areas. It requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • APEX Mortgage LLC
  • 76-6225 Kuakini Hwy C106, Kailua Kona, HI, 96740
  • APEX Mortgage LLC (NMLS 217406) originates mortgage loans thru their owner and licensed Mortgage Loan Originator, Barbara A Welsh (NMLS 224003). Barbara has been assisting Big Island property owners with loans for the purchase, refinance, construction and reverse mortgage needs for the past 28 years.
  • The Molokai Community Federal Credit Union
  • 135 Puali Place, Kaunakakai, HI, 96748
  • Aloha, The Molokai Community Federal Credit Union is a member owned Financial Cooperative Credit with over 3,900 members providing financial products and services since 1951. Whether you need help financing a new car, establishing credit, setting up an IRA, or just opening a new share draft account, your Credit Union can help you
  • Lana’i Federal Credit Union
  • 816 Ilima Avenue, Lanai City, HI, 96763
  • Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.
  • Ko'olau Federal Credit Union
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566. The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
  • HG Mortgage
  • 354 Uluniu Street, Suite 402, Kailua, HI, 96734
  • The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Imperial Mortgage LLC
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
  • Paradise Home Mortgage LLC
  • 730 Kumukahi Pl, Honolulu, HI, 96825
  • Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
  • Hawaii Mortgage Company Inc
  • 443 Portlock Road, Honolulu, HI, 96825
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oahu Mortgage Brokers Inc
  • 266 Lunalilo Home Road, Suite A, Honolulu, HI, 96825
  • Oahu Mortgage Brokers, we are committed to serve our community by offering the lowest rates available while providing exceptional service. Our goal is to exceed your expectations today and earn your referrals tomorrow. We hold ourselves to the highest ethical standards and hope to build valuable
  • Hawaii Mortgage Experts
  • 6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
  • At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.