USDA and FHA Pro and Con in Pleasant-View, Cheatham County, TN

In 2026, the USDA loan limit in Pleasant-View, located within Cheatham County, TN, stands at $469,200, whereas a single-family home's FHA limit is $586,500.

Leverage the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates, pinpointing the income, credit, reserves, and document requirements for qualification. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the most suitable program for your financial status in .

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2026 Loan Limits and Down Payment Requirements in Pleasant-View, Cheatham County, TN

Loan Type Loan Limit Down Payment
USDA $469,200 0%
FHA $586,500 3.5%
Conventional Conforming $586,500 3%

Discover USDA and FHA Loan Options in Pleasant-View, TN

The mission of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, free from complications. Opt for one of three methods to connect with lenders and find appropriate USDA loan programs.

Lendersa USDA loan requests and results

What Defines a USDA Loan in TN?

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan, for use in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pleasant-View Lenders

  • AJM Mortgage Solutions
  • 258 Village Square, Suite 200, Pleasant View, TN, 37146
  • Lends in Tennessee
  • AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified

  • Tennessee Trust Mortgage, Inc
  • 6398 US-41 ALT, Pleasant View, TN, 37146
  • Lends in Tennessee
  • Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers

  • Legacy Mortgage Services
  • 329 Warfield Blvd, Suite A, Clarksville, TN, 37043
  • Lends in Tennessee
  • Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process

  • The Credit Union for Robertson County
  • 3564 Tom Austin Highway, Springfield, TN, 37172
  • Lends in Tennessee
  • The Credit Union for Robertson County was chartered in 1968 by employees of the Jesse Holman Jones Hospital. At that time, it was known as Jesse Holman Jones Hospital Employees Credit Union. In 1983, the membership expanded to include health-related employees and County and City employees.

  • The Mortgage Guy
  • 100 north main st, Goodlettsville, TN, 37072
  • Lends in Tennessee
  • The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Equity Plus Mortgage Inc
  • 4121 Clarksville Pike, Nashville, TN, 37218
  • Lends in Tennessee
  • Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.

  • F&M Bank TN
  • 50 Franklin Street, Clarksville, TN, 37040
  • Lends in Tennessee
  • F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.

  • Legends Bank
  • 310 N. First St, Clarksville, TN, 37040
  • Lends in Tennessee
  • Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County.

    Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders

  • Cumberland Bank and Trust
  • 502 Madison Street, Clarksville, TN, 37040
  • Lends in Tennessee
  • At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,