USDA Vs. FHA your options comparison in Pleasant-View, Cheatham County, TN

In 2025, the USDA loan limit in Pleasant-View, located within Cheatham County, TN, stands at $469,200, whereas a single-family home's FHA limit is $586,500.

Leverage the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates, pinpointing the income, credit, reserves, and document requirements for qualification. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the most suitable program for your financial status in .

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2025 Loan Limits and Down Payment Requirements in Pleasant-View, Cheatham County, TN

Loan Type Loan Limit Down Payment
USDA $469,200 0%
FHA $586,500 3.5%
Conventional Conforming $586,500 3%

Discover USDA and FHA Loan Options in Pleasant-View, TN

The mission of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, free from complications. Opt for one of three methods to connect with lenders and find appropriate USDA loan programs.

Lendersa USDA loan requests and results

What Defines a USDA Loan in TN?

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan, for use in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • InsBank
  • 2106 Crestmoor Road, Nashville, TN, 37215
  • INSBANK has offered its clients highly personalized service provided by experienced relationship managers, while positioning itself as an innovator, utilizing technologies to deliver those services efficiently and conveniently. In addition to its commercial focused operation, INSBANK operates three divisions, Medquity, TMA Medical Banking.
  • Lincoln Home Loans
  • 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
  • The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Legacy Home Loans
  • 4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elderlife Financial Services
  • 100 Bluegrass Commons Blvd, Bldg 1, Suite 120, Hendersonville, TN, 37075
  • For over 20 years, Elderlife has helped thousands of families transition loved ones into senior living. Typically families are focused on mom or dad’s health and selecting the best community based on their needs, leaving the financial aspect as an afterthought. We are here to help you create a plan to pay for senior living.
  • Guaranty Home Mortgage Corporation
  • 10 Lea Avenue, Suite 800, Nashville, TN, 37210
  • Since 1985, Guaranty Home Mortgage Corporation, (GHMC) has been a market leader in mortgage lending. In 2019 GHMC transformed from a Federally Registered entity to an Independent Mortgage Banker and is currently licensed in 48 states. GHMC originates and purchases loans nationally through multiple channels.
  • Advance Financial
  • 100 Oceanside Drive, Nashville, TN, 37204
  • Family owned and operated, Advance Financial was founded in 1996 in Franklin, Tennessee. From its humble beginnings as a 3-store chain, the company has grown to include more than 100 locations throughout Tennessee, offering cash loans and other services including check cashing, $2 Bill Pay Services, $2 ATMs, Free Money Orders.
  • Your Best Credit Union
  • 26 Century Boulevard, Suite 3, Nashville, TN, 37214
  • The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.
  • MPD Community Credit Union
  • 2711 Old Lebanon Rd, Nashville, TN, 37214
  • At some point, the credit union moved first to the 3rd floor of the Criminal Justice Center and then to the basement. In 1999, a branch was opened at the South Station Precinct. In May of 2000, the credit union moved to the Realtors Building located at 306 Gay Street. Also in 2000, significant growth occurred as the Tennessee Department
  • US Community Credit Union
  • PO Box 140570, Nashville, TN, 37214
  • US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
  • Nashville Post Office Credit Union
  • 10 Rachel Drive, Nashville, TN, 37214
  • Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.
  • Dixie Line Credit Union
  • 567 Veritas Street, Nashville, TN, 37211
  • Dixie Line Credit Union is a not-for-profit financial cooperative founded in 1932, to promote saving, provide financial services and serve as a source of credit for provident and productive purposes, at the lowest possible cost. Throughout Dixie Line Credit Union’s strategic plan, we will make every effort to enable our members.