USDA and FHA Pro and Con in White-Bluff, Dickson County, TN

In the year 2025, the USDA loan cap for White-Bluff in Dickson County, TN is $469,200, whereas, for a single-family home, the FHA cap is $586,500.

Utilize the Lendersa® USDA loan calculator to pit the best USDA rates against FHA rates available today. Determine the necessary income, credit, reserves, and documentation to qualify. Our cutting-edge mortgage calculator effectively compares USDA, FHA, Conforming, and VA loans side-by-side, allowing you to choose the optimal program in to fit your fiscal needs.

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2025 Loan Limits and Down Payment Requirements in White-Bluff, Dickson County, TN

Type of Loan Loan Limit Required Down Payment
USDA $469,200 0%
FHA $586,500 3.5%
Conventional Conforming $586,500 3%

Exploring USDA and FHA Loan Solutions in White-Bluff, TN

Lendersa® aims to provide you with the most favorable USDA or FHA loan swiftly and trouble-free. Choose one among three initiation paths that align you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

An Insight into USDA Loans in TN

A USDA home loan is a government-backed mortgage by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designated for rural areas only. FHA loans necessitate a minimum 3.5% down payment, whereas the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MSU Federal Credit Union
  • 202 General Services Building, Murray, KY, 42071
  • MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
  • The Murray Bank
  • 405 S 12th St, Murray, KY, 42071
  • The Murray Bank was voted the favorite bank in Murray & Calloway County for 18 years. We believe this is because we make sure each customer receives the best service, & assistance as they strive to reach their financial goals, When we ask our customers why they like banking with us, they consistently mention the high level of personal service.
  • Bank of Frankewing
  • PO Box 1, Frankewing, TN, 38459
  • Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
  • CITIZENS BANK of Lafayette
  • 400 Highway 52 Byp W, Lafayette, TN, 37083
  • Citizens Bank of Lafayette, Tennessee, was organized under state charter on April 10, 1909. M.S. Freeman was elected as the bank’s first president and W.J. Hirring was elected vice-president. The 83 original shareholders invested $12, 000. Citizens Bank opened for business on July 1, 1909.
  • Starr Mortgage
  • 303 Red Boiling Springs Road, Lafayette, TN, 37083
  • Starr Mortgage Can Help We can customize your financial package. FHA, RD, VA, Conventional & Land-Only Loans! 100% Financing No Money Down Home Purchases Refinances / Debt Consolidation 10-30 Year Terms Available Products were inspired by Behance's research of especially productive teams in the creative industry.
  • American Bank & Trust
  • 1302 Scottsville Road, Bowling Green, KY, 42102
  • American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
  • McKenzie Banking Company / Foundation Bank
  • 676 Main Street N, Mc Kenzie, TN, 38201
  • MBC/Foundation Bank desires to foster a financial community where needs are met, relationships are built and loyalty is earned. We exist as a tool to invest in those things that will outlive us. We are a Family-Owned, Relationship-Building, Service-Oriented, Forward-Thinking Financial Solutions Provider.
  • Traditional Home Mortgage, Inc
  • 16204 Highland Drive, Mc Kenzie, TN, 38201
  • Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Bank of Lincoln County Fayetteville
  • 307 College St E, Fayetteville, TN, 37334
  • Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.