In 2026, the USDA loan limit for Bean-Station, located in Grainger County, TN, is $285,000, while the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the essential income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, facilitating a decision on which option is best suited for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Bean-Station, County of Grainger, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bean-Station, TN
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Start by selecting one of three pathways that connect you to matching lenders and relevant USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture and is often called a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans which necessitate at least 3.5% down payment, USDA loans require no down payment at all.
The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
2645 W Andrew Johnson Hwy, Suite B, Morristown, TN, 37814
Lends in Tennessee
The Colonial Loan lending team is uniquely positioned to offer local decisions within 24 hours of application. Each lender is experienced and passionate about helping consumers with less than perfect credit secure personal loans.We consider each loan application individually and decisions are not made solely on credit scores.
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
Lends in Tennessee
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.
We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
Since 1934 we have been a hometown bank with your needs as our number one priority. That is why we offer a wide variety of products and friendly, reliable service-all in three convenient locations. From checking accounts to savings, loans, and investment opportunities, we offer the latest in financial services.
4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
Lends in Tennessee
Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
