In 2026, the USDA loan limit for Bean-Station, located in Grainger County, TN, is $285,000, while the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the essential income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, facilitating a decision on which option is best suited for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Bean-Station, County of Grainger, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bean-Station, TN
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Start by selecting one of three pathways that connect you to matching lenders and relevant USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture and is often called a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans which necessitate at least 3.5% down payment, USDA loans require no down payment at all.
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100 Cummings Center, Suite 544H, Beverly, MA, 01915
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2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
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