USDA VS FHA in Bean-Station, Grainger County, TN

In 2025, USDA loan limit in Bean-Station, county of Grainger, TN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bean-Station, county of Grainger, TN

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Bean-Station, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
  • Express Lane Mortgage: Tom Veitch
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible. From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
  • Cognitive Options Group
  • 12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228
  • Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
  • Colorado Capital Group LLC
  • 12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
  • Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
  • Innovative Mortgage Group
  • 274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228
  • At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.
  • Real Estate Loans 4 You
  • PO Box 2469, Loveland, CO, 80539
  • Our team offers people in the Colorado and Fort Collins area USDA, VA, FHA, and many more loan options. We prioritize personal care and we strive to give our clients all the tools they need to succeed. Large banking institutions are only concerned with moving clients in and getting them out the door.
  • Orion Mortgage Inc
  • 10560 Wadsworth Boulevard, Broomfield, CO, 80021
  • Orion Mortgage, Inc. provides education for both potential borrowers and professionals. Don Opeka, CSA has two Reverse Mortgage seminars that lay out the facts, dispel the myths and provide actionable steps for how to use your home to stay in your home. His seminars, "Reverse Mortgage Myths - Real Stories Behind the Loans
  • Sigma Mortgage Corporation
  • 390 Interlocken Crescent, Suite 350, Centennial, CO, 80021
  • SigmaPro is a leading provider of business transformation (turnaround) consulting services. With decades of experience in strategy, performance assessment, performance improvement, Lean, Lean Six Sigma, Design for Six Sigma (DFSS), operations excellence, business model validation, revenue and margin optimization.