USDA Loan Vs. FHA loan pro & con Harrogate, Claiborne County, TN

In 2025, the USDA loan limit for Harrogate, located within Claiborne County, TN, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial needs in .

USDA and FHA Loan Opportunities in Harrogate, TN

Lendersa® aims to quickly secure the best USDA or FHA loan for you, hassle-free. Choose from three approaches to connect with lenders and find appropriate USDA loan programs.

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Understanding USDA Loans in TN

A USDA home loan, guaranteed by the Department of Agriculture and popularly known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

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(671) 477-8736 Lender's profile and map Reviews Coast360 Federal Credit Unio 450 Route 8, Hagatna, GU, 96910 Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
(423) 869-5151 Lender's profile and map Reviews Commercial Bank 6710 Cumberland Gap Parkway, Harrogate, TN, 37752 Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks. We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
(865) 828-5237 Lender's profile and map Reviews Citizens Bank and Trust Company of Grainger County 8335 Rutledge Pike, Rutledge, TN, 37861 We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
(865) 828-5927 Lender's profile and map Reviews Clinch-Powell 7995 Rutledge Pk, Rutledge, TN, 37861 Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
(865) 745-1445 Lender's profile and map Reviews Realty Mortgage Services, LLC 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807 Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
(423) 581-8345 Lender's profile and map Reviews Lowland Credit Union 1216 E Main Street, Morristown, TN, 37814 The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
(423) 586-1125 Lender's profile and map Reviews Colonial Loan Association 2645 W Andrew Johnson Hwy, Suite B, Morristown, TN, 37814 The Colonial Loan lending team is uniquely positioned to offer local decisions within 24 hours of application. Each lender is experienced and passionate about helping consumers with less than perfect credit secure personal loans.We consider each loan application individually and decisions are not made solely on credit scores.
(865) 475-9052 Lender's profile and map Reviews FIRST PEOPLES BANK 206 W Broadway Blvd, Jefferson City, TN, 37760 First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
(276) 546-2211 Lender's profile and map Reviews Lee Bank and Trust Company 41371 West Morgan Avenue, Pennington Gap, VA, 24277 Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
(423) 562-4921 Lender's profile and map Reviews Peoples Bank of the South 106 West Central Ave, La Follette, TN, 37766 Peoples Bank of the South Founded in 1917,The Bank was founded on the same corner on which it now stands. It was not founded as a result of a planned course of action by a large group of bankers or financiers. Quite to the contrary, this bank is a result of a vision shared by two men of high character.
(423) 272-5800 Lender's profile and map Reviews First Community Bank 809 West Main Street, Rogersville, TN, 37857 First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
(865) 523-0757 Lender's profile and map Reviews New South Credit Union 3261 North Mall Road, Knoxville, TN, 37924 New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.