USDA Vs. FHA your options comparison in Jefferson-City, Jefferson County, TN
In the year 2025, the USDA loan limit in Jefferson-City, located in Jefferson county, TN, stands at $285,000. In comparison, the FHA loan limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare today's competitive USDA versus FHA rates and determine the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA options side by side to find out which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Jefferson-City, Jefferson, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Jefferson-City, TN
The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loans available, without hassle. Choose from three starting strategies to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—commonly known as a USDA rural development loan—is specifically for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, offering substantial benefits to eligible buyers.
224 West Park Street, Suite 200, Freeport, TX, 77541
PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.
Waco Federal Credit Union To provide a safe and financially sound institution where members can invest their savings with peace of mind and assurance that their financial needs will be met with ethical and responsible, friendly service. The commitment to providing competitive rates, both dividends on savings and interest on loans.
HomeTown Bank has been providing customers with the most innovative financial services & solutions. HomeTown Bank is proud to give back to the communities we serve through donations,volunteering, partnerships & ongoing support. As a community bank, HomeTown Bank Strives to personally get to know customers,build strong relationships they can trust.
Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
Fidelity Bank of Texas has continued to serve individuals, families and businesses in the local community since its inception. Customers are treated like family and we pride ourselves on the personal attention given to each customer. Give us a call at either one of our locations for any of your banking needs
Members Credit Union (MCU) has a long history of personal service. Founded by seven employees of Santa Fe Railroad in 1954 as the Santa Fe Employees Credit Union, MCU grew and moved to 827 North Main in Cleburne, Texas in 1960. MCU expanded by offering membership to anyone working or living in Johnson County including family members.
FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
Linkage Credit Union has been open since 1931. The credit union has assets totaling $17.59 Million and provides banking services as Waco Texas Federal Employees Credit Union. Over the next 81 years, our name changed to Postal Employees Credit Union to Waco Postal Credit Union and now Linkage Credit Union
First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products.
At First State Bank, we're here for you, not just as your convenient community bank,
At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
The City National Bank and Trust Company of Lawton, Oklahoma
500 SW D Ave, Lawton, OK, 73502
Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
