In 2026, the USDA loan limit in Morristown, located in the county of Hamblen, TN, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates and determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side to assist in picking the program that best fits your financial situation in .
2026 Loan Limits and Downpayment Requirements in Morristown, County of Hamblen, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Morristown, TN
Lendersa® aims to efficiently secure the best USDA or FHA loan for you swiftly, without hassle. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. Available in rural neighborhoods exclusively, these loans require no down payment, unlike FHA loans that mandate a minimum of 3.5% down.
With Lendersa®'s advanced tools, you can effectively analyze and compare available loan limits and options, ensuring your financial goals align seamlessly with the offers in Hamblen. This preparation helps facilitate a smooth application experience.
The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
2645 W Andrew Johnson Hwy, Suite B, Morristown, TN, 37814
Lends in Tennessee
The Colonial Loan lending team is uniquely positioned to offer local decisions within 24 hours of application. Each lender is experienced and passionate about helping consumers with less than perfect credit secure personal loans.We consider each loan application individually and decisions are not made solely on credit scores.
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
Lends in Tennessee
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
Since 1934 we have been a hometown bank with your needs as our number one priority. That is why we offer a wide variety of products and friendly, reliable service-all in three convenient locations. From checking accounts to savings, loans, and investment opportunities, we offer the latest in financial services.
At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.
First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
