In 2025, the USDA loan limit in White-Pine, located in the county of Jefferson, TN, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate and compare the best USDA versus FHA rates available today, and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA programs side by side, helping you choose the most suitable option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in White-Pine, County of Jefferson, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in White-Pine, TN
Lendersa® strives to provide you with the most advantageous USDA or FHA loan swiftly and hassle-free. You can begin with one of three starting points, which will connect you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available within rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
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