USDA Vs. FHA your options comparison in Waverly, Humphreys County, TN
In 2026, the USDA loan limit in Waverly, which is part of Humphreys County, TN, stands at $336,500. The FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's USDA against FHA rates, and determine the income, credit, reserves, and documents required to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the most suitable option for your financial situation in .
2026 Loan Limits and Down Payment Guidelines in Waverly, Humphreys County, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Waverly, TN
Lendersa® is committed to finding the best USDA or FHA loan quickly and without hassle. Choose from one of three paths to connect with lenders and explore USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, is also known as a USDA rural development loan. It's available exclusively in rural areas and requires no down payment, unlike FHA loans which require at least a 3.5% down payment.
Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
2470 Boston Post Road, Unit B3, Guilford, CT, 06437
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The CT State Police Credit Union has been providing personalized financial services to Connecticut safety personnel and their families since we were established in 1960. When you join the State Police Credit Union, you become a member of an elite group of public servants from the state’s Emergency Services and Public Protection departments.
MembersFirst CT Federal Credit Union was first organized in 1936 by Employees of the Meriden Board of Education. Over the years we have expanded membership to include small business groups and students in the Meriden School system. In March of 2016 the Credit Union expanded our Field of Membership to the following communities: Meriden, Wallingford.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
At MyCom FCU we offer competitive rates on auto loans as well as above average interest rates for Certificates of Deposit and Money Market Accounts Our Mission is to continue to promote the basic principle of people helping people, while providing services that meet the diverse and ever changing needs of our membership
Greylock Federal Credit Union is an independent company, wholly owned by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements
Our excellent loan origination department and servicing staff are just two of the reasons we are one of the leading mortgage lenders in Western Nebraska. Mortgage loans are our expertise, but we also specialize in auto loans, home equity loans, home improvement loans and consumer loans.
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.