USDA Loan Vs. FHA loan pro & con Waverly, Humphreys County, TN

In 2025, the USDA loan limit in Waverly, which is part of Humphreys County, TN, stands at $336,500. The FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare today's USDA against FHA rates, and determine the income, credit, reserves, and documents required to qualify. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the most suitable option for your financial situation in .

USDA and FHA Loan Options in Waverly, TN

Lendersa® is committed to finding the best USDA or FHA loan quickly and without hassle. Choose from one of three paths to connect with lenders and explore USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in TN

A USDA home loan, insured by the Department of Agriculture, is also known as a USDA rural development loan. It's available exclusively in rural areas and requires no down payment, unlike FHA loans which require at least a 3.5% down payment.

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(615) 515-1700 Lender's profile and map Reviews Truxton Trust Company 4525 Harding Road, Suite 300, Nashville, TN, 37205 Truxton Trust opened for business in August 2004, after raising initial capital of $20 million. We started with a nucleus of veteran private bankers, wealth advisors, and treasury management professionals all led by our founding chairman, the late Donald (Don) W. Thurmond, who, along with our other organizers (founding shareholders), shared a commo
(615) 292-7828 Lender's profile and map Reviews St. Thomas Credit Union 4230 Harding Pike, Suite 103, Nashville, TN, 37205 Since 1959, St. Thomas Credit Union has been dedicated to growth & improvement through expansion of our financial products, knowledge and services. St. Thomas Credit Union realized that our sister credit union, St. Thomas Federal Credit Union in the Virgin Islands was hit hard by the recent hurricanes.
(931) 388-1970 Lender's profile and map Reviews Heritage Bank & Trust 217 South James M. Campbell Boulevard, Columbia, TN, 38401 Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.
(931) 486-3125 Lender's profile and map Reviews Family Advantage Federal Credit Union 615 West 7th Street, Columbia, TN, 38401 vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.
(800) 882-8378 Lender's profile and map Reviews First Farmers & Merchants Bank 816 S. Garden Street, Columbia, TN, 38401 First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.
(931) 446-0909 Lender's profile and map Reviews Kelley Mortgage LLC 105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401 Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.
(270) 522-6066 Lender's profile and map Reviews Bank of Cadiz and Trust Company Cadiz 79 Main Street, Cadiz, KY, 42211 The Bank of Cadiz was chartered April 22, 1970 and opened for business on August 7, 1970 in a temporary location at Main and Brown Streets in Cadiz, Trigg County, Kentucky. Some 200 shareholders invested in the bank after being organized by George Bleidt, William E. Fuller, John O. Hill, T. Lacy Jones, Vance Leneave,
(731) 686-2255 Lender's profile and map Reviews The Bank of Milan 2011 East Van Hook Street, Milan, TN, 38358 The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(615) 515-2265 Lender's profile and map Reviews InsBank 2106 Crestmoor Road, Nashville, TN, 37215 INSBANK has offered its clients highly personalized service provided by experienced relationship managers, while positioning itself as an innovator, utilizing technologies to deliver those services efficiently and conveniently. In addition to its commercial focused operation, INSBANK operates three divisions, Medquity, TMA Medical Banking.
(615) 386-7155 Lender's profile and map Reviews Lincoln Home Loans 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215 The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(615) 574-7342 Lender's profile and map Reviews Legacy Home Loans 4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.