USDA Loan Vs. FHA loan pro & con for Wildwood-Lake, Bradley County, TN

In 2025, USDA loan limit in Wildwood-Lake, county of Bradley, TN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Wildwood-Lake, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(866) 762-3940 1878 miles Lender's profile and map Reviews Nations Direct Mortgage, LLC. 5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707 "Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry. Nations Direct Mortgage specializes in residential lending,"
(800) 900-7040 1878 miles Lender's profile and map Reviews Home Mortgage Alliance Corporation 4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707 HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines
(714) 729-4663 1878 miles Lender's profile and map Reviews The Home Loans Co 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805 We are the Home Loans Company of Anaheim California, a family owned and operated mortgage & real estate brokerage with over 18 years of experience in the home mortgage industry. Born in 2020, each day we come to work eager to help our community become home owners, leverage home equity and maximize their real estate investments.
(949) 275-6016 1878 miles Lender's profile and map Reviews Zinex Realty 1701 East Lincoln Avenue, Anaheim, CA, 92805 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(714) 277-3586 1879 miles Lender's profile and map Reviews RiverGold Financial Services Inc 1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832 At RiverGold Financial Services Inc. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple
(714) 784-4770 1879 miles Lender's profile and map Reviews Laurus Mortgage 823 North Harbor Boulevard, Fullerton, CA, 92832 Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.
(714) 770-0076 1879 miles Lender's profile and map Reviews Millenia Real Estate & Home Mortgage 137 W Chapman Ave, Unit B, Fullerton, CA, 92832 "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a Real Estate Transaction."
(509) 744-6900 1879 miles Lender's profile and map Reviews RiverBank 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202 RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.
(509) 535-0191 1879 miles Lender's profile and map Reviews Progressions Credit Union 2919 E Mission Avenue, Spokane, WA, 99202 Progressions Credit Union, formerly known as Spokane Postal Credit Union (SPCU), was organized in 1928. It was led by Paul Boberg, a Special Delivery Clerk at the Main Post Office in Spokane, WA. The credit union officially became state chartered on 11/27/1933 after the state had passed the state credit union law.
(509) 495-2000 1879 miles Lender's profile and map Reviews Avista Credit Union 1411 East Mission Avenue, Spokane, WA, 99202 Avista Corp. Credit Union has been around since 1934. The Credit Union was formed to provide rates of interest for savings accounts and low rates on loan products. We are a nonprofit entity overseen by a 12 member Board of Directors made up of current employee’s and retirees. The Credit Union’s sole purpose is to make our members' financial situati
(509) 381-0307 1879 miles Lender's profile and map Reviews Top Lending Team, LLC 25 N Napa St, Spokane, WA, 99202 Top Lending Team is your resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.