USDA Vs. FHA Pro and Con comparison in South-Cleveland, Bradley County, TN
In 2025, the USDA loan cap in South-Cleveland, County of Bradley, TN, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA rates and ascertain the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows for side-by-side views of USDA, FHA, Conforming, and VA options, helping you identify the optimal program in for your financial situation.
2025 Loan Caps and Down Payment Requirements in South-Cleveland, Bradley, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in South-Cleveland, TN
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Begin with one of three initial steps to connect with matching lenders and relevant USDA loan options.
A USDA home loan, backed by the government and provided by the Department of Agriculture, is also known as a USDA rural development loan. It is specifically available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have a no down payment requirement, offering key advantages to eligible buyers.
We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.
Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.
CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.
First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you.
we offered our members confidential credit and systematic savings plans.
Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe.
Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.
2601 Kelley Pointe Pkwy, Suite 203, Edmond, OK, 73013
We're committed to easing your concerns and addressing all of your mortgage needs. We provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
Executive Lending are a local Home Loan Lender with a store front location on I35 in Edmond. You can walk into our office anytime during business hours and anytime evenings / weekends with an appointment. You can call / text us on our cell or call the office with an energetic, kind & helpful staff.
