USDA Vs. FHA your options comparison in South-Cleveland, Bradley County, TN

In 2025, the USDA loan cap in South-Cleveland, County of Bradley, TN, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA versus FHA rates and ascertain the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows for side-by-side views of USDA, FHA, Conforming, and VA options, helping you identify the optimal program in for your financial situation.

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2025 Loan Caps and Down Payment Requirements in South-Cleveland, Bradley, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Programs in South-Cleveland, TN

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Begin with one of three initial steps to connect with matching lenders and relevant USDA loan options.

Lendersa USDA loan request and match results

Understanding USDA Loans in TN

A USDA home loan, backed by the government and provided by the Department of Agriculture, is also known as a USDA rural development loan. It is specifically available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have a no down payment requirement, offering key advantages to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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