USDA VS FHA in South-Cleveland, Bradley County, TN

In 2025, USDA loan limit in South-Cleveland, county of Bradley, TN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in South-Cleveland, county of Bradley, TN

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in South-Cleveland, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Ann Arbor
  • 125 S. Fifth Ave, Ann Arbor, MI, 48104
  • Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
  • University Bank
  • 2015 Washtenaw Avenue, Ann Arbor, MI, 48104
  • University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
  • F&B Financial Group
  • 5323 Millenia Lakes Blvd., Suite 300, Orlando, FL, 32839
  • F&B Financial Group is a residential mortgage banking firm headquartered in St. Louis, MO with offices in Orlando, FL. F&B Financial Group was created in response to increased customer demand for a knowledgeable and trusted mortgage firm.our professionals are skilled in providing products and services tailored to your specific needs and desires.
  • First Union Lending
  • 4900 Millenia Blvd, Orlando, FL, 32839
  • At First Union Lending, we have a mission that revolves around more than just making money for our investors. Our investors know and are happy knowing that they come second to the small business owner. We have an unwavering belief that small and medium-sized businesses deserve the right to access the capital they need to succeed.
  • Fidelity Home Group
  • 4700 Millenia Blvd. Suite 175, Orlando, FL, 32839
  • Fidelity Home Group, we recognize that buying a home is one of the most important and fulfilling investments an individual or family will make in their lifetimes. We deliver a concierge approach to every one of our clients that will provide as much, or as little, hands on guidance as they need to guide them through the process of home ownership.
  • Ebanc Home Loans LLC
  • 820 Park Court, Palm Harbor, FL, 34683
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Hand Mortgage Corporation
  • 3060 Palm Harbor Blvd Suite B-10, Palm Harbor, FL, 34683
  • Lending Hand Mortgage (NMLS #373538) prides itself on providing unparalleled customer service and earning satisfied clients. Our purpose? Satisfy the mortgage needs of our customers and exceed their expectations. This year Lending Hand Mortgage Corp. celebrates 19 years in business. Since opening our doors in Tampa, FL in 2000
  • Fairway Independent Mortgage Corporation
  • 2945 Alt 19, Ste A, Palm Harbor, FL, 34683
  • Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, our Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers we also offer some of the fastest turn times in the industry
  • Home Capital Corporation
  • 38349 County Road 54, Zephyrhills, FL, 33542
  • Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.