USDA Vs. FHA your options comparison in Columbia, Maury County, TN
For 2025, the USDA loan limit in Columbia, located in Maury county, TN, is $555,600. By contrast, the FHA limit for a single-family home stands at $890,100.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping to select the best-suited program for your financial needs in .
Comprehensive 2025 Loan Limits and Downpayment Information in Columbia, County of Maury, TN
Loan Type
Loan Limit
Down Payment
USDA
$555,600
0%
FHA
$890,100
3.5%
Conventional Conforming
$890,100
3%
Exploring USDA and FHA Loan Options in Columbia, TN
Lendersa® works to efficiently provide you with the best USDA or FHA loan quickly, free from complications. Choose one of the three initial paths that link you with suitable lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. Exclusively available in rural areas, USDA loans require no down payment, unlike FHA loans, which need at least a 3.5% down payment.
With Lendersa®’s advanced tools, analyze and compare loan limits and down payment requirements, ensuring your financial decisions are well aligned with your goals in Maury, leading to a smooth application process.
On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.
To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:
""It's my credit union; it belongs to me.""
When you walk into the credit union lobby, or call a loan officer
Affinity One Federal Credit Union has been open since 1948. The credit union has assets totaling $45.55 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
At The Portage County Bank we offer our customers a complete line of deposit services. We have checking accounts, savings accounts, money market accounts and certificates of deposits with various maturities and rates. We also have regular IRA and Roth IRA Accounts. Whatever type of account you are looking for The Portage County Bank has it for you.
4532 Bonney Rd, Suite A, Virginia Beach, VA, 23462
Dragas Mortage is a locally owned and operated lender in Hampton Roads for over 50 years. We provide personalized mortgage lending across Virginia. Whether purchasing a home or refinancing, our dedicated team will help you get prequalified quickly and easily and help you every step of the way. We're local and we're here for you
5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
One Columbus Center, Suite 600, Virginia Beach, VA, 23462
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
