USDA Vs. FHA your options comparison in Spring-Hill, Maury County, TN
In 2025, the USDA loan ceiling in Spring-Hill, within Maury county, TN, is set at $469,200. Meanwhile, the FHA limit for a single-family home is $586,500.
Use Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates, and determine required income, credit, reserves, and documents for qualification. Our advanced calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Details in Spring-Hill, County of Maury, TN
Loan Type
Loan Limit
Down Payment
USDA
$469,200
0%
FHA
$586,500
3.5%
Conventional Conforming
$586,500
3%
Exploring USDA and FHA Loan Pathways in Spring-Hill, TN
The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan, free of hassle. Choose one of three starting points that align with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. Available solely in rural neighborhoods, unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
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