As of 2025, the USDA loan limit in {CITY}}, in {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}, whereas the FHA limit for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.
Use Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, determining the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help make the best choice for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | {DETAILS_LOAN_LIMIT_USDA_1_4}} | 0% |
| FHA | {DETAILS_LOAN_LIMIT_FHA1}} | 3.5% |
| Conventional Conforming | {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} | 3% |
The aim of Lendersa® is to swiftly obtain the best possible USDA or FHA loan without hassle. Select one of three starting paths that link you with matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture for use solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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