USDA Vs. FHA your options comparison in Lewisburg, Marshall County, TN

As of 2026, the USDA loan limit in Lewisburg, in Marshall, TN, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, determining the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help make the best choice for your financial needs in Alabama.

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2026 Loan Limits and Downpayment Requirements in Lewisburg, Marshall, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lewisburg, TN

The aim of Lendersa® is to swiftly obtain the best possible USDA or FHA loan without hassle. Select one of three starting paths that link you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TN

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture for use solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lewisburg Lenders

  • First Commerce Bank
  • 500 North Ellington Parkway, Lewisburg, TN, 37091
  • Lends in Tennessee
  • First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.

  • Heritage Bank & Trust
  • 217 South James M. Campbell Boulevard, Columbia, TN, 38401
  • Lends in Tennessee
  • Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.

  • Family Advantage Federal Credit Union
  • 615 West 7th Street, Columbia, TN, 38401
  • Lends in Tennessee
  • vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.

  • First Farmers & Merchants Bank
  • 816 S. Garden Street, Columbia, TN, 38401
  • Lends in Tennessee
  • First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.

  • Kelley Mortgage LLC
  • 105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401
  • Lends in Tennessee
  • Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.

  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Lends in Tennessee
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.

  • PEOPLES BANK OF MIDDLE TENNESSEE
  • 1122 North Main Street, Shelbyville, TN, 37160
  • Lends in Tennessee
  • Peoples Bank of Middle Tennessee is proud to be locally owned and operated. Locally owned means decisions are made locally. The money you deposit in Peoples Bank is reinvested in the form of loans to individuals, businesses, churches and municipalities in middle Tennessee.Peoples Bank was founded in December, 2000 with the goal to provide the full

  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Lends in Tennessee
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.

  • Richardson TRG Co
  • 3007 Posada Court, Spring Hill, TN, 37174
  • Lends in Tennessee
  • "Empower your property investments with TRG, a dynamic hard money lender. Specializing in rapid, flexible financing for fix-and-flips, rentals, and commercial ventures, we offer competitive rates and fast approvals. Partner with TRG for a seamless, profitable real estate experience. Contact us to unlock your potential today!"