USDA Vs. FHA your options comparison in Mount-Pleasant, Maury County, TN

In 2025, the USDA loan limit in Mount-Pleasant, located in Maury County, TN, is $469,200, whereas the FHA limit for a single-family home is $586,500.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA available today and to identify the required income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you make an informed decision about the most suitable program for your financial situation in .

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Mount-Pleasant, Maury County, TN

Loan Type Loan Limit Down Payment
USDA $469,200 0%
FHA $586,500 3.5%
Conventional Conforming $586,500 3%

Options for USDA and FHA Loans in Mount-Pleasant, TN

The aim of Lendersa® is to efficiently secure the ideal USDA or FHA loan for you, with minimum hassle. Choose one of three ways to find matching lenders and suitable USDA programs.

Matching results from Lendersa USDA loan requests

Explaining USDA Loans in TN

A USDA home loan is guaranteed by the Department of Agriculture and commonly referred to as a USDA rural development loan or mortgage. It's offered exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • meMortgage
  • 25531 Commercentre, Suite 250, Lake Forest, CA, 92630
  • We are meMortgage; your new, woman ran, wholesale mortgage partner. We look forward to serving all your needs for many years to come. Let me Help You To foster a simplified, intuitive lending experience so that, together, we can deliver customer-centric solutions to help clients realize their dreams
  • Equity123 Lending
  • 22512 Aliso Park Drive, Lake Forest, CA, 92630
  • Equity123 Lending uses a combination of technology and personalized service to make the experience of getting a loan simple and hassle free. We find the right loan product that will fit your personal and financial goals. Our mission is to serve our customers with honesty, integrity and competence.
  • Payday Money Centers- Chula Vista
  • 23775 El Toro Rd, Lake Forest, CA, 92630
  • Our mission is to serve those in the neighborhoods where we work and live who are looking for alternatives to traditional financial services. We understand our customer’s needs and strive to give our clients convenient, confidential and quick access to the funds they need. Payday Money Centers has been serving Southern California since 1997.
  • Acra Lending
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Acra Lending, was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs. Helping mortgage professionals achieve their clients’ purchase and investment goals.
  • Clearinghouse CDFI
  • 23861 El Toro Rd, Suite 401, Lake Forest, CA, 92630
  • Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) is a full-service, direct lender financing projects that create jobs & services to help people work, live, dream, grow, & thrive in healthy communities. The company was established in 1996 to serve low-income and disadvantaged communities in Southern California
  • Cinq Mortgage
  • 25422 Trabuco Road, Suite 105-627, Lake Forest, CA, 92630
  • Welcome to Cinq Mortgage. We are a full-service mortgage company based in Lake Forest, CA. We specialize in Home Purchase Loans and Refinance in Orange County, Riverside County, San Diego County, and Los Angeles County. Whether you are buying a home or refinancing we can help you realize your dream of homeownership
  • Pac Charter Mortgage Services Inc.
  • 23615 El Toro Road, Suite X343, Lake Forest, CA, 92630
  • Pacific Charter Financial Services provides premier personal & corporate financial services for individuals & emerging growth/mid-market companies that can be sustainable in turbulent markets. Building value through companies whose products or services relate to advanced technologies and renewable energy as we transform the way we produce and work.
  • Supreme Finance
  • 23161 Lake Center Drive, Suite 203, Lake Forest, CA, 92630
  • Our business has been built on referrals and it is our goal to have every customer become a new referral! Our adage is and will always be: ""People don't care how much you know until they know how much you care."" At Supreme Finance it is a ""family affair"". We are a family owned business that has been in the mortgage industry for over 30+ years!