USDA VS FHA in Goodlettsville, Davidson County, TN
In 2025, the USDA loan limit for {CITY}}, in the county of {COUNTY}}, {STATE}}, is set at {DETAILS_LOAN_LIMIT_USDA_1_4}}, whereas the FHA cap for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and evaluate needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial situation within Alabama.
{CURRENT_YEAR}} Loan Limits and Down Payment Requirements in {CITY}}, {COUNTY}}, {STATE}}
Loan Type
Loan Limit
Down Payment
USDA
{DETAILS_LOAN_LIMIT_USDA_1_4}}
0%
FHA
{DETAILS_LOAN_LIMIT_FHA1}}
3.5%
Conventional Conforming
{DETAILS_LOAN_LIMIT_CONVENTIONAL1}}
3%
USDA and FHA Loan Options in {CITY}}, {STATE}}
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without hassle. Select one of three starting points, each linking you with matching lenders and USDA loan programs.
The USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require none.
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