USDA and FHA Pro and Con in White-House, Sumner County, TN

In 2025, the USDA loan limit for {CITY}}, within {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}, whereas the FHA limit for a single-family residence is {DETAILS_LOAN_LIMIT_FHA1}}.

Utilize the Lendersa® USDA loan calculator to compare today's premium USDA versus FHA rates and determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best loan strategy for your financial needs in Alabama.

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{CURRENT_YEAR}} Loan Limits and Downpayment Requirements in {CITY}}, {COUNTY}}, {STATE}}

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%

USDA and FHA Loan Options in {CITY}}, {STATE}}

Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and effortlessly. Choose from three starting methods to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in {STATE}}

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Middlesex County Employees Federal Credit Union
  • 825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902
  • The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.
  • United One Mortgage Inc
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  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Somerset Savings Bank
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  • Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
  • Citizens Bank & Trust Company
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  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
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  • Affinity Federal Credit Union
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  • "Affinity is a full-service, not-for-profit financial institution owned by its members & dedicated to their financial wellbeing. Through thick and thin, good times and bad, we’ll always be here for you. With over 20 branches in the tristate area, Affinity is the largest credit union headquartered in New Jersey, serving more than 160, 000 membe
  • Cornerstone Mortgage Group, Inc.
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