USDA Loan Vs. FHA loan for Springfield, TN [Robertson County Rates 2023]

In 2025, USDA loan limit in Springfield, county of Robertson, TN is $555,600 while FHA limit is $890,100 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Springfield, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(262) 241-4300 467 miles Lender's profile and map Reviews Shorecrest Mortgage LLC 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092 At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(913) 334-4200 467 miles Lender's profile and map Reviews Midwest Regional Credit Union 7240 State Avenue, Kansas City, KS, 66112 MRCU is a full service financial institution located in Kansas City, Kansas that serves the residents & workers of Wyandotte, Johnson, Franklin, Miami, Geary, Coffey, Linn, Anderson, Morris, Osage, Pottawatomie, Riley, Wabaunsee, Leavenworth, and Douglas counties in Kansas and Jackson County in Missouri with offices in Kansas City and Lawrence, KS.
(918) 478-2437 467 miles Lender's profile and map Reviews Firstar Bank 200 S. Lee Street, Fort Gibson, OK, 74434 Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
(248) 340-9310 468 miles Lender's profile and map Reviews Cornerstone Community Financial Credit Union 44911 Mound Rd, Sterling Heights, MI, 48314 Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
(248) 364-4708 468 miles Lender's profile and map Reviews Oakland University Credit Union 2200 N Squirrel Rd, Rochester, MI, 48309 MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.
(586) 292-1347 468 miles Lender's profile and map Reviews Lucrative Home Loans Inc 2490 Walton Boulevard, Suite 101, Rochester, MI, 48309 Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.
(248) 318-2394 468 miles Lender's profile and map Reviews Gem Home Loans LLC 1675 West Hamlin Road, Rochester, MI, 48309 Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.
(586) 799-0000 468 miles Lender's profile and map Reviews Mortgage 1 43456 Mound Rd., Sterling Heights, MI, 48314 Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
(586) 254-8435 468 miles Lender's profile and map Reviews R-B Financial/Mortgages, Inc. 44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314 R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
(540) 896-8941 468 miles Lender's profile and map Reviews F&M Bank PO Box 1111, Timberville, VA, 22853 F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.