USDA Vs. FHA Pro and Con comparison in Millersville, Sumner County, TN

In 2026, the USDA loan limit in Millersville, within the county of Sumner, TN, is $555,600, whereas the FHA limit for a single-family home stands at $890,100.

Employ the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates and assess the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA loans side by side to identify the ideal program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Millersville, Sumner, TN

Loan Type Loan Limit Down Payment
USDA $555,600 0%
FHA $890,100 3.5%
Conventional Conforming $890,100 3%

Exploring USDA and FHA Loan Options in Millersville, TN

Lendersa® aims to swiftly provide you with the best USDA or FHA loan available, free from hassle. Choose one of three starting strategies to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TN

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is available exclusively in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans eliminate this requirement, making them an advantageous option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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