USDA Vs. FHA your options comparison in Dickson, Dickson County, TN

In 2026, the USDA loan limit for Dickson, located in Dickson, TN, is $555,600, while the FHA cap for a single-family home stands at $890,100.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial needs in Alabama.

Explore offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Dickson, Dickson, TN

Loan Type Loan Limit Down Payment
USDA $555,600 0%
FHA $890,100 3.5%
Conventional Conforming $890,100 3%

USDA and FHA Loan Options in Dickson, TN

Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and effortlessly. Choose from three starting options that will connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TN

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and accessible only in rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northside Federal Credit Union
  • 980 Johnson Ferry Road, Suite 190, Atlanta, GA, 30342
  • Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid

  • Katz Mortgage Team
  • 800 Johnson Ferry Rd, Atlanta, GA, 30342
  • We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.

  • White Oak Financial Corp
  • 5640 Lake Forrest Drive, Atlanta, GA, 30342
  • White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.

  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.

  • Bank of Kilmichael
  • 120 North Depot Ave., Kilmichael, MS, 39747
  • Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.

  • Cornerstone Business Capital
  • 1445 Woodmont Lane Northwest #2204, Atlanta, GA, 30318
  • Cornerstone Business Capital

    Business financing 

    Cornerstone Business Capital empowers small businesses with fast, flexible funding solutions that keep cash flow strong and growth on track. Get growth capital with a straightforward process and supportive guidance. Call 404-476-1287 or visit cornerstonebusinesscapital.com for all lending products available.

  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.

  • Craft Bank
  • 1575 Northside Drive NW, Bldg 100, Suite 200, Atlanta, GA, 30318
  • Craft Bank offers the Atlanta market a fresh approach to business banking with impeccable digital offerings and a steadfast commitment to the relationships we build. The bank’s holistic approach is designed to support business owners' financial needs – both business and personal.

  • Alpine Financial Inc
  • 2032 Hatteras Way North West, Atlanta, GA, 30318
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • RESIDENTIAL ONE LENDING, INC.
  • 1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318
  • Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion

  • Community Bank
  • 104 East Broadway, Trenton, IL, 62293
  • Community Bank of Trenton is headquartered in Trenton and is the 295th largest bank in the state of Illinois. It is also the 4, 071st largest bank in the nation. It was established in 1963 and as of September of 2021, it had grown to 16 employees at 1 location. Community Bank of Trenton has an A health rating.

  • Lenox Financial
  • 3525 Piedmont Rd NE, Atlanta, GA, 30305
  • Founded in Atlanta, Georgia in 1994 on 3 basic premises: (1) stellar customer service (2) a fiduciary relationship with the customer that had never existed before (3) eliminate closing costs. In order to accomplish these goals, Jon Shibley immersed himself in the intricacies of the mortgage business,