USDA Vs. FHA Pro and Con comparison in Fairview, Williamson County, TN

In 2025, the USDA loan cap in Fairview, located in Williamson county, TN, is set at $555,600. On the other hand, the FHA loan limit is $890,100 for a single-family home.

Utilize the Lendersa® USDA loan calculator to meticulously contrast today's prime USDA rates against FHA offers, and ascertain the required income, credit reserves, and necessary documentation for qualification. Our robust mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA programs to aid you in selecting the most favorable option tailored to your unique financial situation in .

Assess loan offers from a comprehensive list of 100 lenders to ensure optimal choice.

2025 Lending Limits and Downpayment Requirements in Fairview, Williamson, TN

Loan Type Loan Limit Down Payment
USDA $555,600 0%
FHA $890,100 3.5%
Conventional Conforming $890,100 3%

Explore USDA and FHA Loan Options in Fairview, TN

The mission of Lendersa® is to secure the best possible USDA or FHA loan for you promptly and without undue stress. You can embark on one of three initial paths that align you with matching lenders and USDA loan solutions.

Lendersa USDA loan request and matching outcome results

Understanding the USDA Loan in TN

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, colloquially known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. Unlike FHA loans that require at least 3.5% down payment, USDA loans eliminate the need for such down payments, offering distinct advantages to those eligible in qualifying locales.

Enter your location to find out if it qualifies for USDA rural housing loan?



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