For the year 2025, in Fayetteville, within the county of Lincoln, situated in TN, the USDA loan maximum is set at $336,500. Conversely, the FHA loan limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to assess and compare the best current USDA versus FHA rate options. Evaluate the necessary income, credit score, reserves, and documents required to qualify for these loans. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side. This comprehensive tool assists you in determining which program in
Compare loan offers from 100 lenders, ensuring you receive the best options.
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to help you acquire the best USDA or FHA loan swiftly and efficiently. Choose from three initial steps to connect with matching lenders and USDA loan options.
A USDA home loan is guaranteed by the government through the Department of Agriculture, also known as USDA rural development loan or USDA mortgage. It is offered exclusively in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment, providing potential savings for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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