USDA Vs. FHA your options comparison in Pulaski, Giles County, TN

In 2025, the USDA loan limit in Pulaski, located in Giles county of TN, stands at $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030. Both limits offer distinct opportunities for home financing depending on your eligibility and needs.

Make use of the Lendersa® USDA loan calculator to expertly compare today's leading USDA versus FHA rates, determining the required income, credit reserves, and necessary documentation. With our innovative mortgage calculator, you can contrast USDA, FHA, Conforming, and VA options side by side, facilitating a well-informed decision on which program in is optimally suited for your particular financial profile.

Explore and assess loan offers from a broad spectrum of 100 lenders to find the most suitable option for you.

2025 Loan Limits and Downpayment Requirements in Pulaski, Giles, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Pulaski, TN

Lendersa® strives to ensure that you secure the most beneficial USDA or FHA loan quickly and seamlessly. Start by selecting one of three routes that lead to matching lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request showing matching results

Understanding the USDA Loan in TN

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also termed as a USDA rural development loan. Exclusively available in rural areas, it does not require the standard 3.5% down payment seen with FHA loans, making it an appealing option for qualifying individuals looking to buy in these communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bell Credit Union has come a long way since 1938. Mrs. Verla Yelton was the first manager of the credit union. Verla and her husband, Lloyd, provided space in their home at 417 E 1st for the credit union office. The office was located there until the mid 1950’s, when it was moved to the 5th floor of the Wiley Building.
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