FHA Vs. USDA loan program for Shelbyville, Bedford County, Tennessee

In 2026, the USDA loan limit in Shelbyville, Bedford, TN is $336,500, while the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to weigh the best USDA against FHA rates available today, and identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you find the best program for your financial situation in Alabama.

USDA and FHA Loan Alternatives in Shelbyville, TN

Lendersa® aims to secure the best USDA or FHA loan for you with ease and speed. Choose one of three paths resulting in matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in TN

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment.

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(662) 843-9461 Lender's profile and map Reviews Cleveland State Bank PO Box 1000, Cleveland, MS, 38732 CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.
(601) 420-5535 Lender's profile and map Reviews Statewide Federal Credit Union 809 W Sunflower Rd, Cleveland, MS, 38732 At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
(513) 241-2050 Lender's profile and map Reviews TruPartner Credit Union 1717 Western Avenue, Cincinnati, OH, 45214 TruPartner Credit Union is the result of the merger of Communicating Arts Credit Union and Cincinnati Central Credit Union. TruPartner will use more than 150 years of combined experience to educate the public about the "People Helping People" mission of credit unions; the not-for-profit, member owned difference between us.
(513) 449-4704 Lender's profile and map Reviews Rolph Mortgage LLC 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255 The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
(513) 621-4600 Lender's profile and map Reviews Local Union 392 Federal Credit Union 1228 Central Parkway, Room 302, Cincinnati, OH, 45202 Our Credit Union is a member owned not-for profit organization aimed at assisting our members. We strive to provide innovative products and personalized service to help members achieve their financial goals. The credit union was establised to receive and manage the vacation fund contributions for members of the Pipe Fitters Local Union No. 392.
(513) 618-9768 Lender's profile and map Reviews BlueMark Capital, LLC 700 Walnut Street, Suite 300, Cincinnati, OH, 45202 BlueMark Capital is a full service commercial mortgage banking firm with offices in Cincinnati, Dayton, and Cleveland, Ohio. BlueMark originates, closes, and services a loan portfolio in excess of $1.4 billion. In addition to having CMBS and agency relationships, the company exclusively represents more than 20 Life.
(513) 226-9052 Lender's profile and map Reviews JT Capital Advisors 312 Walnut Street, Suite 1600, Cincinnati, OH, 45202 "JT Capital Advisors has been a lender & broker for years doing transactions nationwide every day. We speak to lenders as a regular part of our business. We “STUDY” our lenders first…their needs…what they are willing to fund. By knowing in advance what they WANT to approve, we immediately know how to structure and package your file for approva
(601) 469-3663 Lender's profile and map Reviews The Bank of Forest 211 West Third Street, Forest, MS, 39074 Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
(573) 483-2514 Lender's profile and map Reviews Bloomsdale Bank 55 Mill Hill Road, Bloomsdale, MO, 63627 Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.