USDA Vs. FHA Pro and Con comparison in Park-City, Lincoln County, TN

In 2025, the USDA loan limit for Park-City in Lincoln County, TN is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast today's superior USDA and FHA rates. Identify the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA products side by side to find the best fit for your financial conditions in .

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2025 Loan Limits and Downpayment Requirements in Park-City, County of Lincoln, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Park-City, TN

Lendersa® aims to connect you quickly with the best USDA or FHA loan. Choose from three starting options to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in TN

The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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