USDA Loan Vs. FHA loan for La-Vergne, TN 2026

As of 2026, the USDA loan cap in La-Vergne, within Rutherford, TN, is $469,200. The FHA ceiling for single-family homes is $586,500.

To weigh the USDA against FHA rates and evaluate eligibility based on factors such as income, credit, reserves, and document requirements, use Lendersa®'s USDA loan calculator. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial needs in Alabama.

USDA and FHA loan choices in La-Vergne, TN

Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan with ease. Select one of three paths leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TN

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture for rural areas only. It does not require any down payment, unlike FHA loans with a minimum of 3.5% down.

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(636) 223-4262 Lender's profile and map Reviews FasterFunds Lending 3320-1 Rue Royale, Saint Charles, MO, 63301 "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience. We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
(765) 644-3623 Lender's profile and map Reviews Madison County Federal Credit Union 621 East 8th Street, Anderson, IN, 46012 Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.
(217) 431-4204 Lender's profile and map Reviews New Horizon CU 1019 East Fairchild, Danville, IL, 61832 First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.” The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.
(217) 442-9005 Lender's profile and map Reviews Landmark Credit Union 506 W. Fairchild, Danville, IL, 61832 Landmark Credit Union is a full service, not-for-profit financial cooperative dedicating to serving our members. We were originally chartered in 1935 as the Veteran’s Administration Credit Union to specifically serve the employees of the Veteran’s Administration Hospital in Danville, Illinois. Our first office was located on the hospital grounds
(937) 912-7000 Lender's profile and map Reviews Wright-Patt Credit Union 1506 N Fairfield Rd, Beavercreek, OH, 45432 Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
(478) 953-7477 Lender's profile and map Reviews HEA Federal Credit Union 121 Osigian Blvd, Warner Robins, GA, 31088 Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more! This is where you will find up-to-date and useful information on services and products we offer.
(478) 929-5700 Lender's profile and map Reviews Combined Employees CU 593 Russell Parkway, Warner Robins, GA, 31088 Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
(636) 629-2225 Lender's profile and map Reviews FMB 959 North Commercial Avenue, Saint Clair, MO, 63077 We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
(765) 284-1015 Lender's profile and map Reviews Thrive Credit Union 4501 South Delaware Drive, Muncie, IN, 47302 Thrive Credit Union was founded in 1940 by the employees of Delco Battery. These employees joined together to establish a financial service dedicated to serving the hard working, faithful employees of Delco Battery and their families. Over the past 81 years, Thrive Credit Union has been a part of the Delaware County community.
(765) 284-3471 Lender's profile and map Reviews First County Federal Credit Union 1100 W 11th Street, Muncie, IN, 47302 First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild. With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana. And members
(217) 237-4324 Lender's profile and map Reviews Midland Community Bank 112 Market Street, Kincaid, IL, 62540 Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield. In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
(937) 996-1071 Lender's profile and map Reviews The Famers State Bank (New Madison, OH) 101 S. Main St., New Madison, OH, 45346 The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.