FHA Vs. USDA loan program for Smyrna, Rutherford County, Tennessee

In 2025, the USDA loan threshold for Smyrna, situated in Rutherford county, TN, is $555,600. Meanwhile, the FHA limit for a single-family home is $890,100.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying the income, credit, reserves, and documentation needed to qualify. Our advanced calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the program that aligns best with your financial needs in .

Reviewing USDA and FHA Loan Options in Smyrna, TN

The goal of Lendersa® is to quickly secure the best USDA or FHA loan available, without any hassle. Choose from three starting pathways that guide you to compatible lenders and USDA loan offerings.

Results of Lendersa USDA loan request and matching process

Understanding the USDA Loan in TN

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. These loans are available strictly in rural neighborhoods and require no down payment, contrasting with FHA loans that require at least a 3.5% down payment.

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(954) 665-7759 Lender's profile and map Reviews Prospera Mortgage LLC 4000 Hollywood Blvd, Suite 555-S, Hollywood, FL, 33021 With Prospera Mortgage you may be able to lower your monthly payment, switch from an adjustable rate to a stable, fixed-rate loan, or access home equity for cash or pay for home improvements or large purchases.We offer a variety of affordable loan options, highly competitive interest rates and an easy online application process.
954-667-9110 Lender's profile and map Reviews Florida Mortgage Lenders 3440 Hollywood Blvd Suite 415, Hollywood, FL, 33021 florida-mortgage-lenders.com team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
(620) 397-5324 Lender's profile and map Reviews The First National Bank of Dighton 105 East Long, Dighton, KS, 67839 First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
(646) 849-5135 Lender's profile and map Reviews DLA Capital Partners Inc. 125 Froehlich Farm Boulevard, Woodbury, NY, 11797 DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses
(605) 286-3213 Lender's profile and map Reviews Community Bank 118 N Main Street, Avon, SD, 57315 The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
(315) 797-2700 Lender's profile and map Reviews Bank of Utica 222 Genesee Street, Utica, NY, 13502 Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
(315) 724-5133 Lender's profile and map Reviews Utica District Telephone Employees Federal Credit Union 2812 Genesee Street, Utica, NY, 13502 Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
(203) 629-8400 Lender's profile and map Reviews The First Bank of Greenwich 444 East Putnam Avenue, Cos Cob, CT, 06807 When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
(203) 247-4358 Lender's profile and map Reviews Speritas Capital Partners 14 Relay Place, Greenwich, CT, 06807 As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
(203) 622-6050 Lender's profile and map Reviews Members Credit Union 126 East Putnam Ave, Cos Cob, CT, 06807 Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
(320) 363-7721 Lender's profile and map Reviews Sentry Bank 400 4th Ave NE, Saint Joseph, MN, 56374 Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.
(320) 271-4666 Lender's profile and map Reviews Mortgages On Main 303 Cedar St E, Saint Joseph, MN, 56374 Mortgages on Main has been providing financing to Central Minnesota clients for nearly a quarter century, and we’re proud to be rooted amongst the people who call this area home. With a simple phone call to our office, you’ll be on your way to discovering financial solutions to all of your mortgage needs.