For 2025, the USDA loan threshold in {CITY}}, within {COUNTY}}, {STATE}}, is {DETAILS_LOAN_LIMIT_USDA_1_4}}. Meanwhile, the FHA limit for a single-family residence is {DETAILS_LOAN_LIMIT_FHA1}}.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options, enabling you to choose the most appropriate program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | {DETAILS_LOAN_LIMIT_USDA_1_4}} | 0% |
| FHA | {DETAILS_LOAN_LIMIT_FHA1}} | 3.5% |
| Conventional Conforming | {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} | 3% |
Lendersa® is committed to securing the best USDA or FHA loan for you efficiently and quickly. Select one of three paths that connect you with suitable lenders offering USDA loan solutions.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is intended exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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