USDA VS FHA in Aledo, Parker County, TX

For 2025, the USDA loan limit in Aledo, within Parker county, TX, is set at $360,600. In contrast, the FHA limit for a single-family home is $531,300.

Use the Lendersa® USDA loan calculator to analyze today's optimal USDA versus FHA rates, and determine necessary income, credit, reserves, and the documents required to qualify. Our advanced calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the best option in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Aledo, Parker County, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Aledo, TX

The mission of Lendersa® is to swiftly and efficiently secure the most suitable USDA or FHA loan with minimal hassle. Choose from one of three starting paths to connect with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding What a USDA Loan is in TX

The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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