USDA and FHA Pro and Con in Weatherford, Parker County, TX

As of 2026, the USDA loan limit in Weatherford, county of Parker, TX is $360,600, compared to the FHA limit of $531,300 for a single-family home.

Use the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA programs, allowing you to choose the option that best suits your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Weatherford, County of Parker, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Weatherford, TX

Lendersa® aims to swiftly help you secure the ideal USDA or FHA loan with ease. Start with one of three options to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Weatherford Lenders

  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • Lends in Texas
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches

  • Financier$ Mortgage Group, Inc.
  • 718 Boling Ranch Road, Azle, TX, 76020
  • Lends in Texas
  • At FINANCIER$ Mortgage Group, your Hardworking, Friendly, LOCAL, Mortgage Lender with over 35 years experience. FINANCIER$ is a Top Tier Lender which means our mortgages perform in the Top 10% nationwide. We think that’s mostly because we actually still talk to all our customers.

  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Lends in Texas
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.

  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Lends in Texas
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.

  • DiversiFund Texas LP
  • 42 Bounty Road East, Benbrook, TX, 76132
  • Lends in Texas
  • If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989

  • Pistola Holdings, LLC
  • 5049 Edwards Ranch Rd, FL 4, Fort Worth, TX, 76109
  • Lends in Texas
  • We are guided by a firm conviction that the best way for us to create value – as a company – is by doing transactions that create value for our customers and partners. We offer creative financing options to homeowners that allow them to sell their property at full market value, defer capital gains taxes, sell property faster.

  • LOANFI MORTGAGE
  • 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
  • Lends in Texas
  • The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.

  • Texas Mortgage Finance
  • 8517 Hidden Meadow Drive, Fort Worth, TX, 76179
  • Lends in Texas
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Texas People FCU
  • 4613 Wellesley Avenue, Fort Worth, TX, 76107
  • Lends in Texas
  • Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.