USDA VS FHA in Weatherford, Parker County, TX

As of 2025, the USDA loan limit in Weatherford, county of Parker, TX is $360,600, compared to the FHA limit of $531,300 for a single-family home.

Use the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA programs, allowing you to choose the option that best suits your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Weatherford, County of Parker, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Weatherford, TX

Lendersa® aims to swiftly help you secure the ideal USDA or FHA loan with ease. Start with one of three options to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Commerce Bank Texas
  • 112 West Fordtran Drive, Stockdale, TX, 78160
  • Commerce Bank Texas, is a state chartered Commercial Bank, with its initial office located in Stockdale, Texas, established in 1932. The Bank’s operations have expanded into San Antonio and Corpus Christi Texas to increase its commercial, real estate, agricultural and consumer banking offerings and to service a broader customer base.
  • Bank of Vici
  • 121 West Broadway Street, Vici, OK, 73859
  • The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.
  • Central National Bank Poteau, OK
  • 209 Clayton Ave, Poteau, OK, 74953
  • Central National Bank is clearly evidenced by both it's history and the Bank's position as one of the leading financial institutions in Southeastern Oklahoma. The Bank was chartered March 7, 1901 as The Bank of Poteau. The new bank was capitalized with $25, 000 and showed a $4, 698 profit for the first full year of operations.
  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Houston, TX, 77055
  • Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
  • Simplending Financial
  • Simplending Financial, 1727 Leilani Drive, Houston Texas, 7705, Houston, TX, 77055
  • Simplending Financial is a leader in the private lending space. We keep the process fast and simple, curating a top tier customer service experience. Simplending focuses on growing long-term relationships and conducting business as a partner. We share a vested interest- as your success is the foundation of our business.
  • Security America Mortgage, Inc.
  • 7514 Shadyvilla Ln, Suite A, Houston, TX, 77055
  • Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
  • Firehouse Mortgage
  • 7702 FM 1960 East, Suite 202, Humble, TX, 77346
  • Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.
  • 1st Community Mortgage Group LLC
  • 18525 West Lake Houston Parkway, Suite 105, Humble, TX, 77346
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Team Financial FCU
  • 2190 North Loop West, Suite 108, Houston, TX, 77018
  • Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members