USDA Loan Vs. FHA loan for White-Settlement, TX 2025

In 2025, the USDA loan limit in White-Settlement, located within Tarrant county, TX, is $329,300, while a single-family home's FHA limit is $411,700.

Employ the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates, determining the income, credit, reserves, and necessary documents to qualify. Our state-of-the-art mortgage calculator enables side-by-side comparisons among USDA, FHA, Conforming, and VA loans, assisting you in identifying the perfect program in tailored to your financial needs.

Exploring USDA and FHA Loan Alternatives in White-Settlement, TX

The mission of Lendersa® is to expedite the process of obtaining the most suitable USDA or FHA loan with minimal challenges. Pick one of the three starting options to connect effectively with lenders and discover appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas exclusively. Differing from FHA loans, which have a minimum 3.5% down payment requirement, USDA loans require no down payment at all.

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(800) 705-4308 Lender's profile and map Reviews Secure Lending Incorporated 707 Brookpark Rd, Suite 201, Cleveland, OH, 44109 Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
(321) 622-8719 Lender's profile and map Reviews On Time Funds LLC 1328 Hwy A1a, Satellite Beach, FL, 32937 We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
(321) 294-5001 Lender's profile and map Reviews Home Lending Source 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(701) 858-9300 Lender's profile and map Reviews North Star Community Credit Union 109 Central Ave, Maddock, ND, 58348 The mission of North Star Community Credit Union is to deliver financial solutions, one person at a time. North Star Community Credit Union is proud of its ever expanding member reach and currently provides financial service at 12 locations throughout the state of North Dakota. North Star Community Credit Union Full service financial credit union.
(843) 464-6271 Lender's profile and map Reviews Anderson Brothers Bank 101 N. Main Street, Mullins, SC, 29574 Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
(216) 739-2300 Lender's profile and map Reviews Taleris Credit Union 7435 Broadview Road, Seven Hills, OH, 44131 Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
(216) 573-6700 Lender's profile and map Reviews Ohio Teamsters Credit Union 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131 In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
(216) 535-3410 Lender's profile and map Reviews Century Federal Credit Union 4600 Rockside Road, Independence, OH, 44131 Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
(877) 480-8050 Lender's profile and map Reviews NLC Loans 4 Summit Park Drive, Suite 200, Independence, OH, 44131 NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
(440) 665-7627 Lender's profile and map Reviews Liberty Home Mortgage Corporation 6225 Oak Tree Blvd, Independence, OH, 44131 "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
(321) 215-4419 Lender's profile and map Reviews Dyer Mortgage, a Division of Primary Residential Mortgage, Inc. 10 S Harbor City Blvd, Melbourne, FL, 32901 Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.
(888) 959-1648 Lender's profile and map Reviews Commercial Capital, Ltd. FL 100 Rialto Place, Suite 760, Melbourne, FL, 32901 Commercial Capital Ltd., FL is a direct private/bridge money lender and a one-stop shop for your commercial loans, including real estate mortgages, SBA business loans, fast business loans and more. We are originators for several of our own funds, and our extensive network of over 300 affiliate investors includes banks, REIT's, private equity funds.