USDA and FHA Pro and Con in White-Settlement, Tarrant County, TX

In 2025, the USDA loan limit in White-Settlement, located within Tarrant county, TX, is $329,300, while a single-family home's FHA limit is $411,700.

Employ the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates, determining the income, credit, reserves, and necessary documents to qualify. Our state-of-the-art mortgage calculator enables side-by-side comparisons among USDA, FHA, Conforming, and VA loans, assisting you in identifying the perfect program in tailored to your financial needs.

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2025 Loan Caps and Down Payment Details in White-Settlement, Tarrant County, TX

Loan Type Loan Maximum Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Alternatives in White-Settlement, TX

The mission of Lendersa® is to expedite the process of obtaining the most suitable USDA or FHA loan with minimal challenges. Pick one of the three starting options to connect effectively with lenders and discover appropriate USDA loan programs.

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Understanding USDA Loans in TX

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas exclusively. Differing from FHA loans, which have a minimum 3.5% down payment requirement, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First National Bank of Johnson
  • 1315 J Street, Auburn, NE, 68305
  • The First National Bank of Johnson has built lasting relationships with our customers by understanding their goals and meeting their needs. Each day we dedicate ourselves to serving you with honesty and professionalism. We will provide you with the outstanding community banking experience you deserve.
  • Precision Mortgage Group
  • 920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
  • At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
  • Highway Crossroads Credit Union
  • 741 York Drive, Sikeston, MO, 63801
  • Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.
  • Montgomery Bank
  • 1 Montgomery Bank Plaza, Sikeston, MO, 63801
  • Montgomery Bank is a family-owned community bank, helping fiscally responsible businesses and families, with the easiest and friendliest financial solutions. Montgomery Bank's 10 branch locations provide personal and commercial banking services to the communities throughout Southeast Missouri and St. Louis.
  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
  • Southern Coastal Federal Credit Union
  • 1042 Howard Avenue, Biloxi, MS, 39530
  • Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.
  • Farmers and Merchants Bank
  • 501 Main St, Milligan, NE, 68406
  • The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded. The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
  • Commerce Bank MS
  • 700 Taylor Street, Corinth, MS, 38834
  • Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.
  • Heartland Bank - Nebraska
  • 896 G Street, Geneva, NE, 68361
  • Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
  • Adams State Bank
  • 649 Main St, Adams, NE, 68301
  • Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
  • Home Banking Company
  • 795 Poplar Avenue, Selmer, TN, 38375
  • For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.