USDA Vs. FHA Pro and Con comparison in Alvin, Brazoria County, TX
Within the year 2025, the USDA loan limit for Alvin, which is in Brazoria county of TX, stands at $336,500, whereas the FHA loan limit for a single-family home is $472,030. These limits set the maximum amounts you can borrow in these respective loan categories.
Using the Lendersa® USDA loan calculator, you can review and contrast today's top rates for both USDA and FHA loans. It allows you to determine the income, credit, reserves, and documentation required to qualify. With our state-of-the-art mortgage calculator, you can compare side-by-side options, including USDA, FHA, Conforming, and VA loans, aiding you in selecting the best-suited program in for your financial needs.
Loan limits and downpayment obligations for 2025 in Alvin, part of Brazoria, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Solutions in Alvin, TX
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you, minimizing hassle. You can begin with one of three initial pathways that will align you with matching lenders and tailored USDA loan programs suitable for your circumstances.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is specifically available only in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
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