In the year 2026, the USDA loan limit applicable to the Hitchcock, within the county of Galveston, TX stands at $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates of USDA and FHA loans today. This tool aids in assessing the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in selecting the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission at Lendersa® is to expedite the process of obtaining either a USDA or FHA loan with minimal hassle. Choose one of three approaches to find suitable lenders and USDA loan options.
The USDA home loan, endorsed by the Department of Agriculture, is designated for rural communities, known alternatively as the USDA rural development loan or USDA mortgage. In contrast to FHA loans that necessitate a 3.5% down payment, the USDA mortgage allows for a 0% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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