As of 2025, the USDA loan limit in Santa-Fe, located in Galveston, TX, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. Determine the income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to decide which option in meets your financial needs best.
2025 Loan Limits and Downpayment Requirements in Santa-Fe, Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Santa-Fe, TX
Lendersa® aims to quickly secure the best USDA or FHA loans for you without difficulty. Start with one of the three main paths to connect with lenders and explore USDA loan options.
The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
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