FHA Vs. USDA loan program for Santa-Fe, Galveston County, Texas

As of 2026, the USDA loan limit in Santa-Fe, located in Galveston, TX, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. Determine the income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to decide which option in meets your financial needs best.

Exploring USDA and FHA Loan Options in Santa-Fe, TX

Lendersa® aims to quickly secure the best USDA or FHA loans for you without difficulty. Start with one of the three main paths to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Defining the USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(281) 331-2253 Lender's profile and map Chocolate Bayou Credit Union 1301 North Highway 35 Bypass, Alvin, TX, 77511 Lends in Texas Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
(281) 581-3269 Lender's profile and map Brazos CCU 2 Miles South of FM 2917, Alvin, TX, 77511 Lends in Texas Brazos Community Credit Union has been open since 1970. The credit union has assets totaling $26.33 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(281) 388-5200 Lender's profile and map Texas Advantage Community Bank, National Association 1701 Fairway Plaza, Suite 18, Alvin, TX, 77511 Lends in Texas We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you
(281) 331-3151 Lender's profile and map First National Bank of Alvin 1600 East Hwy. 6, Alvin, TX, 77511 Lends in Texas All services at First National Bank of Alvin have been restored. We apologize for any inconvenience that the outage has caused and appreciate your business. First National Bank of Alvin has earned a 5 Star rating for financial stability from Bauer Financial. First National Bank of Alvin is now offering Credit MasterCards to approved customers.
8328608909 Lender's profile and map Houston Home Flips 913 Walnut Pointe, League City, TX, 77573 Lends in Texas Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately. Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in
(281) 882-8080 Lender's profile and map LUV Mortgage LLC 2600 South Shore Blvd, Suite 300−79, League City, TX, 77573 Lends in Texas Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
(281) 334-9715 Lender's profile and map American Homestar Mortgage LLC 2450 South Shore Blvd, Suite 301, League City, TX, 77573 Lends in Texas American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
(409) 948-8541 Lender's profile and map AMOCO Federal Credit Union 1692 E. League City Pkwy, League City, TX, 77573 Lends in Texas More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
(281) 870-4441 Lender's profile and map Helping Heroes Buy Homes LLC 2213 Dove Haven Lane, League City, TX, 77573 Lends in Texas Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.