As of 2025, the USDA loan limit in Santa-Fe, located in Galveston, TX, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today. Determine the income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side to decide which option in meets your financial needs best.
2025 Loan Limits and Downpayment Requirements in Santa-Fe, Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Santa-Fe, TX
Lendersa® aims to quickly secure the best USDA or FHA loans for you without difficulty. Start with one of the three main paths to connect with lenders and explore USDA loan options.
The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
13690 Highway 51 South, Suite 107, Atoka, TN, 38004
The West Tennessee Credit Union is a Not-for-Profit Mutual Benefit Financial Cooperative serving its members who share a common bond with high quality, friendly, fair, and courteous services while maintaining long-term financial stability and safeguarding the members' assets. We've proudly been serving members' needs since 1967!
Century Bank of the Ozarks is a family owned bank that had its beginning more than 100 years ago when it was founded in 1894. Our main bank office is located on the square in the town of Gainesville, nestled in the beautiful hills of the Ozarks in Southern Missouri. Our other offices are located in Theodosia, Bakersfield, Ava.
Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
The Cleo State Bank is the oldest Bank in Major County, Oklahoma. It was chartered in 1900 and has been serving individuals and local businesses in Northwest Oklahoma for over 100 years. The Cleo State Bank is locally owned and operated. With over 200 years of combined experience, our team is focused on serving our communities.
Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
