USDA and FHA Pro and Con in Iowa-Colony, Brazoria County, TX
As of 2025, the USDA loan limit in Iowa-Colony, located in Brazoria county, TX, is set at $285,000. Meanwhile, the FHA maximum for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps determine the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option for your situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Iowa-Colony, Brazoria, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Iowa-Colony, TX
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loan options without delay. Choose one of three initial methods to align with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is restricted to rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, the USDA mortgage demands no down payment at all.
400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
"ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part.
Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
First Bank is a locally owned and managed bank staffed by professional bankers with years of experience and the desire to make banking a pleasure again. First Bank offers you exceptional service and great banking products. As a customer of First Bank you will have the unique opportunity to develop a relationship with banking professionals.
Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU
Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
FNB in Frankfort is in its fourth generation of banking. In 1921, James Kennedy helped charter the organization and became its first president. FNB has survived the Great Depression; the 1980’s and has a great start to the 21st century. The prosperity of our organization has followed the prosperity of our community.
Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
Craft Bank offers the Atlanta market a fresh approach to business banking with impeccable digital offerings and a steadfast commitment to the relationships we build. The bank’s holistic approach is designed to support business owners' financial needs – both business and personal.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318
Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion
Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
RMC Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the RMC Employees Federal Credit Union will continue a sound yet progressive asset management strategy
