USDA and FHA Pro and Con in Iowa-Colony, Brazoria County, TX

As of 2025, the USDA loan limit in Iowa-Colony, located in Brazoria county, TX, is set at $285,000. Meanwhile, the FHA maximum for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps determine the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option for your situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Iowa-Colony, Brazoria, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Iowa-Colony, TX

The aim of Lendersa® is to quickly connect you with the best USDA or FHA loan options without delay. Choose one of three initial methods to align with lenders and USDA loan programs.

Results for Lendersa USDA loan requests

Defining the USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is restricted to rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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