USDA Vs. FHA your options comparison in Friendswood, Galveston County, TX
As of 2025, the USDA loan limit in Friendswood, in Galveston county, TX, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, assessing the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose the optimal option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Friendswood, County of Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Friendswood, TX
The aim of Lendersa® is to help you swiftly secure the best USDA or FHA loan without hassle. Begin by selecting one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.
The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.
In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
Intercorp Credit Union is a full-service not-for-profit cooperative financial institution that operates to ensure the security and prosperity of its members and employees.
We believe that it is the responsibility of this credit union to provide a community service beneficial to all those who come within its influence, and the community at larg
City Federal Credit Union has been open since 1948. The credit union has assets totaling $60.61 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal state.
Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
Amarillo Venture Capital Inc. is a local commercial mortgage broker & sub-prime lender. With access to over 600 nationwide lenders, as well as venture capital for startups company and established small business. Amarillo Venture Capital Inc. provides strategic working capital from $1, 000 to $1, 000, 000 in as little as 72 hours from approval.
