USDA Vs. FHA your options comparison in Friendswood, Galveston County, TX
As of 2026, the USDA loan limit in Friendswood, in Galveston county, TX, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, assessing the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose the optimal option for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Friendswood, County of Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Friendswood, TX
The aim of Lendersa® is to help you swiftly secure the best USDA or FHA loan without hassle. Begin by selecting one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
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End of Alloway Creek Neck Road, Hancocks Bridge, NJ, 08038
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