USDA Vs. FHA Pro and Con comparison in Friendswood, Galveston County, TX
As of 2026, the USDA loan limit in Friendswood, in Galveston county, TX, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, assessing the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose the optimal option for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Friendswood, County of Galveston, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Friendswood, TX
The aim of Lendersa® is to help you swiftly secure the best USDA or FHA loan without hassle. Begin by selecting one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546
Lends in Texas
Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
Lends in Texas
Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.
Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in
2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
Lends in Texas
Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.
From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
2450 South Shore Blvd, Suite 301, League City, TX, 77573
Lends in Texas
American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership
