USDA VS FHA in Angleton, Brazoria County, TX

In 2025, the USDA loan limit for a single-family residence in Angleton, within the county of Brazoria, TX, is $336,500. By contrast, the FHA loan limit for an equivalent home is $472,030.

You can use the Lendersa® USDA loan calculator to compare the current USDA and FHA best rates, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Angleton, County of Brazoria, TX

Loan Type Loan Limit Down Payment Required
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Reviewing USDA and FHA Loan Options in Angleton, TX

The mission of Lendersa® is to provide you with the finest USDA or FHA loan options swiftly and seamlessly. Choose from one of three beginning pathways to match with lenders and USDA loan programs that best fit your criteria.

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Understanding USDA Loans in TX

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. This type of loan is exclusively available for properties situated in rural areas. Distinct from FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, making them a highly desirable option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660
  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660
  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Hayward Community Credit Union
  • 15855 US Highway 63, Hayward, WI, 54843
  • Hayward Community Credit Union provides full financial services at two branch locations in Hayward and Cable Wisconsin. Hayward Community Credit Union now serves nearly 7, 500 members in our 7 county membership field to include: Ashland, Barron, Bayfield, Douglas, Rusk, Sawyer and Washburn.
  • RVA Financial Credit Union
  • 1700 Robin Hood Road, Richmond, VA, 23220
  • RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
  • Richmond Virginia Fire Police Credit Union
  • 900 Hermitage Road, Richmond, VA, 23220
  • The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
  • Credit Union of Richmond
  • 1601 Ownby Lane, Richmond, VA, 23220
  • Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
  • Liberty Mortgage Corporation
  • 2501 Monument Ave, Richmond, VA, 23220
  • Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
  • Allegheny-Kiski Postal Federal Credit Union
  • 501 11th Street, Room 206, New Kensington, PA, 15068
  • The Allegheny Kiski Postal Federal Credit Union was originally founded in 1953 to provide service for New Kensington Postal workers. Although our membership has grown to over 2500 members, we still retain original members. We are now able to provide services to those who live, work, worship.
  • Monticello Home Loans
  • 2921 Leechburg Rd, Lower Burrell, PA, 15068
  • We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
  • Foxhill Mortgage
  • 2814 Leechburg Road, Lower Burrel, PA, 15068
  • Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
  • Connects Federal Credit Union
  • 7700 Shrader Road, Richmond, VA, 23228
  • Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
  • Direct Mortgage Brokers, LLC.
  • 2103 East Parham Road, Suite 210, Henrico, VA, 23228
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.