USDA Loan Vs. FHA loan for Angleton, TX 2025

In 2025, the USDA loan limit for a single-family residence in Angleton, within the county of Brazoria, TX, is $336,500. By contrast, the FHA loan limit for an equivalent home is $472,030.

You can use the Lendersa® USDA loan calculator to compare the current USDA and FHA best rates, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in best suits your financial needs.

Reviewing USDA and FHA Loan Options in Angleton, TX

The mission of Lendersa® is to provide you with the finest USDA or FHA loan options swiftly and seamlessly. Choose from one of three beginning pathways to match with lenders and USDA loan programs that best fit your criteria.

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Understanding USDA Loans in TX

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. This type of loan is exclusively available for properties situated in rural areas. Distinct from FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, making them a highly desirable option for eligible buyers.

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(256) 766-2936 Lender's profile and map Reviews Lauderdale County Teachers Credit Union 103 Magnum Street, Florence, AL, 35630 Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
(256) 767-4700 Lender's profile and map Reviews Florence Federal Credit Union 1505 North Pine St, Florence, AL, 35630 In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.
(256) 718-4200 Lender's profile and map Reviews FIRST SOUTHERN Bank 301 South Court St, Florence, AL, 35630 First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
(334) 566-4000 Lender's profile and map Reviews Troy Bank & Trust 1000 Hwy 231 South, Troy, AL, 36081 Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
(316) 788-1111 Lender's profile and map Reviews Citizens Bank of Kansas 300 N Main, Kingman, KS, 67068 Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
(620) 223-1600 Lender's profile and map Reviews The City State Bank 1012 Highway 69, Fort Scott, KS, 66701 City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
(256) 245-4776 Lender's profile and map Reviews Heritage South Credit Union 60 Gene Stewart Boulevard, Sylacauga, AL, 35151 Heritage South Credit Union is a full service financial institution with locations in Sylacauga, Childersburg, and Moody, Alabama. We offer a full line of Savings, Checking, Loans, Credit Cards, Certificates, IRAs, and much more! Check out our website for the full line of products we offer.
(256) 386-3000 Lender's profile and map Reviews TVA Community Credit Union 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661 TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.
(256) 314-1600 Lender's profile and map Reviews First Metro Bank 406 West Avalon Avenue, Muscle Shoals, AL, 35661 First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.
(256) 383-9204 Lender's profile and map Reviews Listerhill Credit Union 4790 East 2nd Street, Muscle Shoals, AL, 35661 "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community. In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."
(316) 744-1293 Lender's profile and map Reviews Chisholm Trail State Bank 6160 North Broadway, Wichita, KS, 67219 Chisholm Trail State Bank is now Stryv. We’ve always strived to serve our customers and our communities with bold, tireless energy. Now, to better reflect our uncommon drive, we’ve taken a new name. The bank has grown and changed in recent years including its focus and growth toward the business community.
(316) 889-0103 Lender's profile and map Reviews Mid America Mortgage, Inc 105 S Main St, El Dorado, KS, 67042 Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.