This 2025, the USDA loan limit for Jones-Creek in Brazoria county, TX, is $285,000, whereas the FHA limit for a single-family home is capped at $356,362.
Take advantage of the Lendersa® USDA loan calculator to assess today's best USDA vs. FHA rates, determining the necessary income, credit score, reserves, and documents needed for qualification. This advanced tool compares USDA, FHA, Conforming, and VA options to help determine the best program for your financial situation in Alabama.
Explore and compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide the most suitable USDA or FHA loan options quickly and with ease. Choose from three initial steps to match you with lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically offered in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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