USDA and FHA Pro and Con in Clute, Brazoria County, TX
As of 2025, the USDA loan limit in Clute, Brazoria, TX is $336,500, compared to the FHA limit, which is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA and FHA top rates to determine the income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator enables you to examine USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in fits your specific financial needs best.
Loan Limits and Down Payment Requirements for 2025 in Clute, Brazoria, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Choices in Clute, TX
At Lendersa®, our aim is to provide you with the most favorable USDA or FHA loan quickly and hassle-free. Choose from three starting points to pair with lenders and find the right USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a U.S. Department of Agriculture-backed loan available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
101 Devant Street, Suite 704, Fayetteville, GA, 30214
Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
We take great pride in the more than 70 years of banking expertise and customer service we have provided.
At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.
"Pioneer Mortgage, Inc. is committed to being your personal mortgage broker.
We understand that you are not like every other borrower, so we offer solutions that fit your needs.
We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv
Commercial Trust is mid-Missouri’s premier community bank. We invite you to experience the ease and convenience of online banking, where bankers’ hours are your hours. Check balances and make transfers any time, and make paying bills simple and quick. All these services are just an easy click away.
Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.
113 Old State Road, Suite 103, Ellisville, MO, 63021
Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
