USDA Vs. FHA Pro and Con comparison in Clute, Brazoria County, TX
As of 2025, the USDA loan limit in Clute, Brazoria, TX is $336,500, compared to the FHA limit, which is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA and FHA top rates to determine the income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator enables you to examine USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in fits your specific financial needs best.
Loan Limits and Down Payment Requirements for 2025 in Clute, Brazoria, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Choices in Clute, TX
At Lendersa®, our aim is to provide you with the most favorable USDA or FHA loan quickly and hassle-free. Choose from three starting points to pair with lenders and find the right USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a U.S. Department of Agriculture-backed loan available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.
The Mission of Community Bank of Elmhurst is to provide superior, personalized banking services, valuing our customers and community first. Community Bank of Elmhurst, in Elmhurst, IL, is one of the area's leading banks serving Elmhurst and surrounding areas. We specialize in checking and savings accounts, personal and commercial banking.
First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
101 North Addison Street, Suite 202, Elmhurst, IL, 60126
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions.
Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.
Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.
