USDA Vs. FHA Pro and Con comparison in Lake-Jackson, Brazoria County, TX
As of 2025, the USDA loan limit in the city of Lake-Jackson, within Brazoria county, TX, is $285,000. In comparison, the FHA limit for single-family homes is $356,362.
Utilize Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and to determine the income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA rates side by side, assisting you in selecting the best program in Alabama tailored to your financial condition.
2025 Loan Limits and Down Payment Requirements in Lake-Jackson, Brazoria, TX
Type of Loan
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Lake-Jackson, TX
The primary aim of Lendersa® is to secure you the finest USDA or FHA loans swiftly and with minimal hassle. Begin with any of the three options that connect you to lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage has no down payment requirement.
We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
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Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders
Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.
While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.
Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
Home Loans with Ashley, where promises are kept and expectations exceeded. Your DREAM HOME is within reach. Ashley Turner epitomizes integrity, hard work, diligence, and creative service in every detail of your mortgage transaction. Ashley have worked in various aspects of the mortgage industry over the past 16 years.
539 Commerce Street, Suite 1461, Dallas, TX, 75208
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