USDA and FHA Pro and Con in Richwood, Brazoria County, TX
As of 2025, the USDA loan limit in Richwood, Brazoria, TX is set at $336,500, whereas the FHA limit stands at $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare the finest USDA versus FHA rates available today, and ascertain the income level, credit rating, reserves, and documentation required for qualification. Our cutting-edge mortgage calculator presents a comprehensive view of USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your unique financial context in .
Loan Limits & Downpayment Requirements 2025 for Richwood, Brazoria, TX
Category of Loan
Max Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Richwood, TX
The mission of Lendersa® is to promptly secure the best possible USDA or FHA loan with minimal hassle. Choose from three initial paths leading to lender matches and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is solely available in rural zones. Contrary to FHA options, which necessitate a minimum down payment of 3.5%, a USDA mortgage demands no down payment at all.
BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.
251 West Lafayette Frontage Road S, Saint Paul, MN, 55107
TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.
175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment
Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.
Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
