USDA and FHA Pro and Con in Austin, Travis County, TX
In 2026, the USDA loan limit for Austin, in Travis County, TX, is $386,400, whereas the FHA limit for a single-family home is $571,550.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to aid in selecting the optimal program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Austin, County of Travis, TX
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Austin, TX
The aim of Lendersa® is to secure for you the best USDA or FHA loan quickly and effortlessly. Choose from one of three introductory paths that lead you to matching lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans demand no down payment.
Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance
Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.
To maximize our return to shareholders, while making sound decisions today
8912 Spanish Ridge Ave, Suite 100, Las Vegas, NV, 89148
Meadows Bank was founded in 2008 in Las Vegas, Nevada. MEADOWS BANK is a business incorporated with Washington State Secretary of State. The Unified Business Identifier (UBI) is #604064298. The business address is 8912 Spanish Ridge Ave, Suite #100, Las Vegas, NV 89148-1311, USA. The business type is FOREIGN PROFIT CORPORATION.
9115 West Russell Road, Suite 110, Las Vegas, NV, 89148
Bank of George opened on September 24, 2007 as a full service, traditional, community bank focusing on business and professional clients in Southern Nevada. We believed the needs of our clients were better served by a small community bank— and though we have grown and now lend to businesses in more than 30 states
6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
