In 2025, the USDA loan limit for Bee-Cave, within Travis county, TX is $333,000. Meanwhile, the FHA limit for a single-family home is $416,300.
Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates available today, providing insight into the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best program in
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| Loan Type | Limit | Minimum Down Payment |
| USDA | $333,000 | 0% |
| FHA | $416,300 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan with minimal hassle. Choose one of three approaches for connecting with lenders and exploring USDA loan offerings.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture, and is exclusively available in rural neighborhoods. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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