USDA and FHA Pro and Con in Buda, Hays County, TX

In 2025, USDA loan limit in Buda, county of Hays, TX is $386,400 while FHA limit is $571,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Buda, county of Hays, TX

Loan Type Loan Limit Down payment
USDA $386,400 0%
FHA $571,550 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Buda, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • Artesian City Federal Credit Union
  • 100 Flint Avenue, Albany, GA, 31701
  • Artesian City Federal Credit Union was founded in 1950 on the credit union principle of “people helping people”. For more than fifty years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services specifically designed.
  • Albany Community Together Inc
  • 230 S. Jackson Street, Suite 333, Albany, GA, 31701
  • Albany Community Together, Inc. (ACT!) was created in 1997 with the primary mission to create opportunities by helping low-wealth individuals who are not served or underserved by traditional financial institutions to build wealth through small business ownership and access to capital. ACT’s mission has evolved to building wealth
  • WD Little Mortgage Corp
  • 707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
  • W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.
  • AMSTAR MORTGAGE NETWORK, INC
  • 2478 Burnt Hickory Road NW, Marietta, GA, 30064
  • Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin
  • Sidney Federal Savings & Loan
  • 1045 10th Avenue, Sidney, NE, 69162
  • Our excellent loan origination department and servicing staff are just two of the reasons we are one of the leading mortgage lenders in Western Nebraska. Mortgage loans are our expertise, but we also specialize in auto loans, home equity loans, home improvement loans and consumer loans.
  • DREAM MORTGAGE
  • 1631 Phoenix Boulevard Ste 8, Atlanta, GA, 30349
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southern Crescent Mortgage and Investment Crop
  • 101 Devant Street, Suite 704, Fayetteville, GA, 30214
  • Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
  • The Southern Credit Union
  • 430 East Lanier Avenue, Fayetteville, GA, 30214
  • The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
  • Georgia Mortgage Services Inc
  • 500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
  • Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
  • Boonville Federal Savings Bank
  • 123 N Third Street, Boonville, IN, 47601
  • Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..
  • Pilot Grove Savings Bank
  • 1341 Pilot Grove Rd, Pilot Grove, IA, 52648
  • Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.