USDA Vs. FHA Pro and Con comparison in Buda, Hays County, TX
In 2025, the USDA loan ceiling in Buda, located in Hays County, TX, is $386,400, while the FHA limit for a single-family home is $571,550.
Utilize Lendersa®’s USDA loan calculator to evaluate today's optimal USDA versus FHA rates, and determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Buda, Hays, TX
Loan Type
Loan Limit
Down Payment
USDA
$386,400
0%
FHA
$571,550
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Buda, TX
The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting options that connect you with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
"Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment.
HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.
Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.
But to us, success isn’t measured in numbers. Our success is measured in living our values every day
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
Minimum down payments
First time buyer benefits
Program options for high debt-to-income ratios and low credit
Refinancing opportunities
To lower your monthly payments
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
We are the breath of fresh air Colorado's dreamers are looking for. Power Credit Union sees beyond the money to empower members with the financial resources they need to live the life they want to live. We have a sincere interest in our members’ well-being and always have their best interest in mind.
MWCU is a locally owned and operated Credit Union serving the citizens of Pueblo & Custer County with exceptional customer service, reliable products and cutting edge technology to meet the needs of the busy, hardworking individuals we serve. Minnequa Works Credit Union is unlike other types of financial institutions that need to generate a profit.
MBC/Foundation Bank desires to foster a financial community where needs are met, relationships are built and loyalty is earned. We exist as a tool to invest in those things that will outlive us. We are a Family-Owned, Relationship-Building, Service-Oriented, Forward-Thinking Financial Solutions Provider.
NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.
Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
