As of 2026, the USDA loan limit in Bartlett, situated in Williamson county, TX, stands at $336,500. In contrast, for a single-family home, the FHA limit is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans available today. Determine what income, credit, reserves, and documents are required to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding your decision on the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose amongst three starting routes that connect you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is aimed at rural areas. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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